ELFA - Equipment Leasing and Finance Association - Equipping Business for Success

Legal Forum

May 07 - May 09, 2023
Marriott Sanibel Harbour Resort & Spa, Fort Myers, FL

Legal Forum

May 07 - May 09, 2023
Marriott Sanibel Harbour Resort & Spa, Fort Myers, FL

Legal Forum

May 07 - May 09, 2023

Marriott Sanibel Harbour Resort & Spa, Fort Myers, FL



Providing Legal Direction and Valuable Counsel for over 50 Years

The PREMIER EVENT for attorneys serving the equipment leasing and finance industry. The best place to OBTAIN UPDATES ON LEGAL ISSUES that impact your company UNMATCHED NETWORKING OPPORTUNITIES with your peers in the industry.

Conference Qualifies CLE Credits

New This Year: Attend In-Person or Virtually

ELFA is offering the Legal Forum as a hybrid event! You have the flexibility to choose the option that works best for you:

In-Person: Attend the Legal Forum in-person to connect with colleagues in Fort Myers. Onsite attendees will enjoy unparalleled opportunities to network, do business and uncover ideas to help your business grow. All in person attendees will also have access to attend virtually to education sessions as well.

Virtual: Attend the Legal Forum remotely to hear from industry experts from the comfort of your home or office. Watch livestreams of high-quality educational sessions and top-notch keynote speakers when and where it’s most convenient for you—for a discounted price.


Registration Fees

Price Description Amount
*First Time Attendee (ELFA Member First Timer) $1160.00
*Spouse/Companion of Member $215.00
*Spouse/Companion of Non Member $215.00
Attendee (ELFA Member) $1355.00
Attendee Additional (ELFA Member) $1225.00
Committee Member $610.00
Non Member Attendee (All) $2715.00
Speaker - Member (Attending Entire Conference) $610.00
Speaker - Non Member (Attending Entire Conference) $610.00
Virtual Attendee - Member Company $295.00
Virtual Attendee - Non Member Company $295.00

View cancellation and other policies

Download the Conference Schedule Here!
Download the Virtual Conference Schedule Here!

Available Functions

Sunday - May 07
  Special Dietary Requests
3:00 pm - 4:00 pm
  Internal Counsel/Outside Counsel Partnership Roundtable
  Motor Vehicle Roundtable
4:15 pm - 5:15 pm
  Air, Rail, Marine Roundtable
5:15 pm - 6:00 pm
  Newcomers Reception
Monday - May 08
6:00 am - 6:50 am
  Yoga Class
11:00 am - 12:00 pm
  Mental Health and Wellness Roundtable
  Captive and Vendor Finance Roundtable
5:30 pm - 6:15 pm
  Women In Leasing Reception

Speakers

R. Scott Adams

Vice President Legal & Compliance, North America
Volvo Financial Services


Scott Adams serves as VP, Legal & Compliance North America for Volvo Financial Services in Greensboro, North Carolina. He has experience structuring, negotiating and documenting a variety of commercial transactions, as well as managing bankruptcy and insolvency matters. A native of Charleston, W.Va., he attended Colgate University and WVU College of Law.


Randall Armentrout

Attorney
Nyemaster Goode Law Firm


Randall D. Armentrout is a member of the law firm of Nyemaster Goode, P.C., based in Des Moines, Iowa. Mr. Armentrout practices in the areas of commercial law and finance contract enforcement. His clients include equipment finance and leasing companies and financial institutions. Mr. Armentrout has handled a wide variety of commercial litigation in federal and state courts.

Mr. Armentrout was a law clerk to the Honorable James H. Carter, Iowa Supreme Court, and the Honorable George G. Fagg, United States Court of Appeals, Eighth Circuit. He received his B.S. degree from the University of Iowa (1988) and his J.D. degree, with honors, from Drake University Law School (1991). Mr. Armentrout is a member of the American, Iowa, and Polk County Bar Associations, the Iowa Defense Council, and the Equipment Lease and Finance Association (ELFA). He is admitted to practice law in the Iowa state and federal courts, the United States Courts for the Eighth and Tenth Circuits, and the United States Supreme Court. Mr. Armentrout is a former Commissioner for the Iowa Supreme Court Grievance Commission, which presides over attorney disciplinary complaints.



Shari Bacsardi Esq

Partner
Womble Bond Dickinson (US) LLP


Shari Bacsardi means business, her clients' business. Her clients value her focus on their specific needs in deal structuring, and her creative solutions to complex financial arrangements. With more than 22 years of transactional finance experience, Shari’s detail oriented, responsive and "get it done" approach has earned her the trust of her clients. She appreciates and understands her clients' business goals and provides succinct legal guidance to reach them.

Shari has broad experience documenting and negotiating personal property commercial finance transactions. She represents lenders and lessors in all aspects of equipment finance transactions, with an emphasis on transportation assets including aircraft (corporate and commercial), rail equipment, locomotives and railcars, vessels (barges and tankers), and specialty assets.

Shari also has significant experience with financing energy generators, storage tanks, computer hardware, mining equipment, trucks, and manufacturing and construction equipment and counsels clients on the acquisition and disposition of sizeable loan and lease portfolios.

Shari holds a B.A. in Public Policy Studies (Cum Laude) from Duke University and a Juris Doctor from the Georgetown University Law Center. She is admitted to practice law in the states of Maryland, New York, Vermont and West Virginia.

An avid mountain biker, hiker, baker, yogini and former Division I athlete, Shari supports community-based organizations that promote healthy living.


Merrick Benn

Partner
Womble Bond Dickinson (US) LLP


Merrick's practice focuses on personal property commercial financing with an emphasis on negotiating and documenting middle market and big ticket transactions involving all equipment types and classes including manufacturing lines, aircraft (corporate and commercial), vessels (barges and tankers), railroad rolling stock, software, and technologies.
 
Merrick has extensive experience in tax motivated "true leases," leases intended for security, off-balance sheet loans (synthetic leases), term and demand loans, commercial paper conduit transactions, and securitizations. In addition to originating deals, Merrick's practice includes the syndication of, and participation in existing transactions. He works regularly with special forms of credit enhancements such as letters of credit, guaranties, and insurance policies. Merrick also counsels clients on the acquisition and disposition of loan and lease portfolios.
 
Merrick is a frequent lecturer on the negotiation and documentation of equipment lease transactions.
 
Prior to joining Womble Carlyle, Merrick was a member of the Corporate/Finance practice group at DLA Piper LLP (US), where he worked on both domestic and

Paul Bent Esq

Senior Managing Director
The Alta Group LLC


Paul Bent is a senior managing director of The Alta Group and head of the firm’s Legal Services and Business Quality Assessment Practices. With more than 40 years of experience as an investment banker, equipment leasing CEO, and transaction attorney, Paul has participated in all facets of leasing and corporate financing. As a leader in the consultancy, he provides Alta clients with insight and advice in assessing both strategic and tactical business plans and alternatives, developing and implementing leasing transactions and structures, reviewing business and documentation practices, and analyzing asset-based financing alternatives.

He serves as a testifying expert in legal matters involving leasing, transaction structuring, and contract interpretation; and he provides services as a neutral arbitrator in difficult disputes over leasing and corporate finance. He also works as a professional singer, performing in the Los Angeles area and on multiple motion picture and video game soundtracks, including “World of Warcraft.”

He earned his A.B. from UCLA, with highest departmental honors in mathematics and computer science, and his J.D. from Southwestern Law School, where he was an Associate Editor of the Southwestern University Law Review.


Vincent Borst

Partner
Latimer LeVay Fyock LLC


An accomplished advocate with over three decades of diverse and immersive litigation experience, Vince Borst develops and implements comprehensive strategies designed to achieve optimal outcomes in complex, consequential disputes. Vince's careful, thorough, and organized approach and problem-solving acumen has led to a long track record of success at the trial and appellate levels in state and federal courts nationwide.

Vince advances his clients' interests and protects their rights in a wide range of matters, including those involving equipment leasing, secured lending, mortgage foreclosures, factoring, and aviation. He has substantial experience counseling clients during all stages of litigation, from pre-suit positioning and investigations through pleadings, discovery, and pre-trial proceedings, to trial and appellate proceedings when appropriate. While always ready to forcefully advocate for his clients in the courtroom, Vince also has extensive experience on the transactional side, drafting equipment lease, factoring, and loan documents on behalf of lessors, factors, secured lenders, and banks.

Vince serves as Vice President, Secretary, and General Counsel for Deutsche Leasing North America, Inc., Deutsche Leasing USA, Inc., Deutsche Leasing Canada (DEL), Inc., and Deutsch Leasing Canada Corp. He also serves as General Counsel to the Illinois Railway Museum.


Eileen Brown

Partner
Thompson Coburn LLP


Eileen is a successful negotiator and strategist who focuses on her clients' goals throughout every transaction. She advises financial institutions and operating companies in asset-based financing and equipment leasing transactions.
Eileen advises clients on maritime financing, commercial, and regulatory matters, including loan and security documents, purchase and sale agreements, and a variety of leasing and chartering arrangements. She also counsels large companies negotiating aircraft leases, acquisitions, financing, purchase and sale transactions as well as aircraft operational structures under Part 91. Eileen represents clients before various U.S. agencies, such as the Department of Transportation, the U.S. Maritime Administration (MarAd), and the U.S. Coast Guard. With more than 25 years' experience, Eileen recognizes the importance of fully engaging with the client’s team on each project—from engineers to originators and portfolio managers—which helps her balance often-competing needs. Prior to joining the firm, Eileen was an attorney with MarAd, focusing on the Title XI loan guarantee program. She also served as counsel for International Registries, Inc. (IRI) at the time that IRI served as corporate and maritime administrator for the Republics of Liberia and the Marshall Islands.

Mirna Cardona

Corporate Counsel - Transactions
Frost Equipment Leasing and Finance


Mirna Cardona is Vice President and Corporate Counsel for Frost Bank, headquartered in San Antonio, TX. She provides legal advice to Frost Bank’s equipment leasing, commercial lending, and depository teams. In prior roles, Mirna was actively involved in diversity, equity, and inclusion committees, and was a member of the hiring committee for Clifford Chance US LLP. She also continues to participate in pro bono work and to coordinate pro bono clinics for her colleagues.

Law Clerk for Chambers of Hon. Juan R. Torruella, First Circuit Court of Appeals (2010-2011); Cornell Law School, J.D. 2009; admitted to practice in New York and Texas.


Joe Castelluccio

Partner


Joe Castelluccio advises financial institutions, private equity investors and multinational corporations in a diverse range of M&A, joint ventures, capital raising and other corporate and governance matters. Joe is a seasoned problem solver and former investment banker with a particular focus on the intersection of digital assets, decentralized finance and financial services.

Based in New York, Joe is a co-leader of Mayer Brown’s Global Fintech and Digital Assets, Blockchain & Cryptocurrency groups. Joe has deep experience in advising on transactions in a range of highly-regulated industries, including fintech, asset management, banking and insurance, among others. He is a frequent commentator on a variety of issues, including digital assets, corporate governance, and cyber and data privacy issues in M&A transactions.

Scott Chait

Director, Counsel - Practice Group Head
Sumitomo Mitsui Finance & Leasing Co., Ltd.


Scott Chait is an equipment leasing and finance attorney in the Americas Division of Sumitomo Mitsui Banking Corporation. His industry experience includes not only in-house and law firm positions, but he has also served “in the trenches” in an operations role with an international bank affiliate. His experience covers a wide-range of asset types in the small, medium, and large ticket sectors and he has documented, structured, negotiated, and closed a diverse portfolio of transactions, including direct originations, syndications, refinancings, workouts, transfers and assumptions, and vendor and dealer referral and remarketing programs. Scott has also developed standard documentation, policies, and operational procedures, and conducted extensive trainings for non-lawyer professionals. His past experience also includes handling litigation and bankruptcy matters for banks, bank affiliates, captives, and independent equipment finance companies.


Robert Cohen

Partner
Moritt Hock & Hamroff LLP


Robert S. Cohen is a Partner at Moritt Hock & Hamroff LLP, with offices located on Long Island and in New York City. With over 26 years of experience in all facets of the equipment leasing and asset based lending industries, Bob's practice is devoted to commercial litigation, creditors' rights, corporate transactions and bankruptcy matters. Bob has particular experience in the documentation of financial transactions, enforcement of equipment leases and secured loans, as well as the negotiation of workouts and resolutions. He frequently serves as a speaker and author on various topics relating to the leasing industry.

Bob devotes a significant portion of his time as an active member of ELFA, serving on its Credit and Collections Management Committee, as well as participating as a presenter at its various conferences, including its 2013 Legal Forum Conference, and 2012 and 2011 Credit and Collections Conferences where he served as a speaker at sessions on litigation strategy, electronic discovery, forbearance agreements, lease/secured transaction documentation and legal updates in the finance industry. He is also an active member of NEFA, serving on both its Legal and Education Committees and participating as a presenter at its annual conferences.

In 2012, Bob also presented at the Association of Commercial Finance Attorneys' CLEW Conference. In addition to his professional endeavors, Bob is an active supporter of the Special Olympics of New York-Long Island Region, where he has served as a Chairman of its Annual Gold Coast Tour for Champions Golf Outing for the past eleven years.


Benjamin Court

Partner
Stinson LLP


Benjamin delivers legal solutions to equipment leasing and finance organizations. He is well-versed in Articles 2A and 9 of the Uniform Commercial Code. He has documented lease and loan transactions for captive, bank-affiliated and independent equipment finance companies. Ben also has extensive experience in the enforcement of rights afforded to lessors and secured creditors. His experience includes lawsuits, mediations, arbitrations, workouts and bankruptcy and restructuring proceedings.

Jennifer Crastz

Partner
Hemar, Rousso & Heald, LLP


Jennifer Witherell Crastz’s practice is concentrated on bankruptcy and bankruptcy litigation, representing secured and unsecured creditors in Chapter 7, 11 and 13 proceedings, and a broad range of business and commercial litigation matters, including U.C.C. and equipment leasing disputes.

Ms. Crastz received her undergraduate degree from the University of California, Berkeley. She earned her law degree in 1996 from Southwestern University School of Law, where she was a member of the Journal of Law and Trade in the Americas.

Ms. Crastz previously served for two years as a Judicial Law Clerk to the Hon. Robert W. Alberts, of the U.S. Bankruptcy Court, Central District of California.

A seasoned litigation and bankruptcy attorney with experience in both state and federal courts, Ms. Crastz is also admitted to all four U.S. District Courts of California.


Charles Cross

Senior Lead Counsel
Wells Fargo Equipment Finance



Jeanette Dannenfelser

Senior Vice President, General Counsel
Summit Funding Group, A First Financial Bank Company


Jeanette has served as VP, General Counsel and Secretary of Summit Funding Group, Inc. since 2016. 

Prior to joining Summit, Jeanette was the General Counsel of Global Heating Technologies, a start-up company specializing in flameless heating technologies, for which she negotiated license and other agreements with prominent consumer products and tobacco companies. Jeanette also led a successful international arbitration based in Zurich, Switzerland on behalf of GHT.

Jeanette also has extensive experience leading and managing litigation, both in-house as Litigation Counsel for a Fortune 500 medical products company and as outside trial counsel representing the interests of many international corporations in contract, banking and tort matters.

Debra Devassy Babu

Shareholder
Darcy & Devassy PC


Debbie Devassy Babu is a shareholder at Darcy & Devassy PC, a Chicago law firm. After graduating from the University of Illinois College of Law, Debbie assisted in prosecuting and defending numerous cases stemming from the NorVergence equipment leasing fraud.  Debbie has handled a number of cases involving complex fraud schemes and appeals that have affected the equipment finance industry. Currently a Co-Chairperson for the ELFA’s Amicus Curiae Subcommittee, Debbie also served as the past Chair of the ELFA’s Service Providers Business Council Steering Committee.  Debbie also is currently a mentor in the ELFA Women’s Council pilot mentoring program.  She has been actively involved in the equipment finance industry since 2004.  
 
Debbie concentrates her practice in complex commercial litigation, collections, bankruptcy litigation and appeals, representing clients nationwide.  She resides in Chicago with her husband and two children.

Melissa Donaldson

Senior Vice President & Chief Diversity Officer
Wintrust Capital


Melissa Donaldson is the first chief diversity officer at Wintrust, where she partners with leadership to establish diversity and inclusion strategies for business success, employee engagement, and positioning Wintrust as an employer of choice and responsible corporate citizen. She established the ubiquitous One Wintrust masthead as a unifying guidepost, established the annual executive diversity forum assembling internal top executives, and launched Paired to Win to accelerate the development of a multicultural senior leadership bench. Known among practitioners as iconic in the diversity, equity and inclusion space, Melissa served as director of diversity networks and communication for Walgreens, and CDW’s first director of inclusion practices. Her leadership resulted in CDW earning the Exemplary Voluntary Efforts Award from the U.S. Department of Labor in 2008, and spearheading the award-winning Walgreens Diversity & Inclusion Annual Report, establishing regional diversity councils nationwide, and creating the inaugural WBA Global Executive Women’s Conference.


Crain’s Chicago Business named Melissa one of the Top Diversity, Equity and Inclusion Executives in 2021. She has published work in Profiles in Diversity Journal, Diversity Executive, and Workforce Management magazines and is a frequent speaker for numerous organizations and conferences, including the Northwestern Intersections podcast and Career Mix on SiriusXM satellite radio. Other accolades include Diversity Woman Magazine Elite 100 Black Women Leaders, Chicago United Business Leaders of Color, Crain’s Chicago Business Notable Diversity Executives, Crain’s Chicago Business Most Influential Women in Commercial Banking, Women Worth Watching by Profiles in Diversity Journal, and Diversity Officer Leadership Award recipient from Diversity Best Practices.


Melissa holds Master of Science in Communication from Northwestern University, Master of Science in Administration from Central Michigan University, and Bachelor of Science in Management Science from Wright State University. She is a guest lecturer at Northwestern University, and serves on a variety of boards and councils including Chicago Sinfonietta, Skills for Chicagoland’s Future, Financial Services Pipeline Steering Committee Co-Chair, Chicago United Leadership Council, and UCAN Diversity & Inclusion Advisory Council. Melissa is a Leadership Greater Chicago Daniel Burnham Fellow, and holds membership in the Economic Club of Chicago, and The Links, Inc.


Robert Ernst


Verdant Commercial Capital LLC



Andy Fishburn CLFP

Senior Vice President of Public Policy
Equipment Leasing and Finance Association


Andy Fishburn is the Senior Vice President of Public Policy for the Equipment Leasing and Finance Association (ELFA), the premier trade association representing 575+ member organizations in the $1 trillion equipment finance sector.

Mr. Fishburn joined ELFA in September 2012. He directs and operates all aspects of the association’s federal relations strategy and the engagement of members in political programs.

Fishburn has focused on legislative, financial and tax policy matters throughout his distinguished career within the Department of Treasury and the U.S. Congress. He served in legislative affairs positions and as senior advisor to four Secretaries of the Treasury, including as a Deputy Assistant Secretary under Secretaries John Snow and Henry Paulson. During 2010 and 2011, he served on the staff of the U.S. Senate Committee on Finance and worked for Sen. Max Baucus (D-Mont.) on tax policies such as bank taxation, tax administration, oversight of the IRS, tax extenders and small business tax issues. Most recently, he was the Director of Legislative and Intergovernmental Affairs at the U.S. Mint, acting as the Bureau’s lead legislative strategist and congressional liaison.

He has a B.S. in environmental studies from the University of Michigan and a Master of Public Affairs from Indiana University.

Jonathan Fleisher

Partner
Cassels Brock & Blackwell LLP


Jonathan is a partner in the Financial Services Group and chair to the firm’s Asset & Equipment Finance Group and Automotive Group. His financial services practice focuses on the commercial finance industry with a particular emphasis on innovative cross-border transactions and equipment finance. He has particular expertise assisting US commercial finance companies, both public and private, with establishing operations in Canada providing both legal and practical business advice. His experience also extends to all forms of debt finance including subdebt, venture financings, convertible debt, tranche b debt and asset-based lending. He is noted in both Lexpert and Best Lawyer as one of Canada’s leading lawyers in Equipment and Asset Finance and hold Martindale Hubbell AV Preeminent Rating.   
He was named Lawyer of the Year - Equipment Finance by Best Lawyer in 2023

Michael Gallo Esq

Of Counsel
Padfield & Stout, LLP


Experienced legal counsel and business executive working with and advising executive leadership in cross-functional environment to achieve business objectives. Specific areas of experience include, commercial equipment finance and leasing, litigation management, public/municipal finance, federal contracting, operations management, risk/credit underwriting, collections, collection litigation and regulatory compliance. Additional experience includes, developing and managing compliance programs, running internal investigations, and responding to government investigative demands.

Education: Juris Doctorate, Master Finance, Bachelor Finance, Six Sigma - Green Belt

Conor Gaughan

Associate
Vedder Price P.C.


Conor A. Gaughan is an Associate at Vedder Price and a member of the firm’s Global Transportation Finance team in the Chicago office.

Mr. Gaughan has experience in complex cross-border aviation transactions and has successfully negotiated and drafted aircraft purchase and sale agreements; assignment, assumption and amendment agreements; financing and security agreements; finance lease agreements; and engine sale agreements. He additionally represents and advises business aviation clients in FAA-compliant structuring and usage of business aircraft. From 2019 to 2021, Mr. Gaughan was recognized as an "Illinois Rising Star" by Illinois Super Lawyers.

In law school, Mr. Gaughan worked as a judicial extern within the Hennepin County District Court and completed two law clerkships at Fortune 500 companies. He also served two years as the Staff Editor for the Midwest Law Journal.


Julia Gavrilov

Partner
Moritt Hock & Hamroff LLP


Julia Gavrilov concentrates her practice in equipment leasing, secured finance, asset-based lending and all areas of complex commercial litigation. On the transactional side, Ms. Gavrilov specializes in the drafting of equipment lease and loan documents in various secured financing transactions on behalf of secured lenders, banks and lessors, and in representing both buyers and sellers in syndication and capital market transactions. Based on her steady rise throughout the leasing and finance industry, Ms. Gavrilov has been invited to speak on numerous industry panels, including the Legal Forum for the Equipment Leasing and Finance Association (ELFA), the ELFA Annual Convention, the ELFA Credit & Collections conference and the National Equipment Finance Association’s Finance Summit.

As a seasoned litigator, Ms. Gavrilov’s commercial litigation practice includes the enforcement and/or preservation of lender/lessor’s rights under defaulted equipment lease and secured loan transactions, and in regularly representing both institutional and individual clients in actions involving breach of contract, fraud, shareholder derivative disputes, trademark infringement, counterfeiting, trade diversion, Racketeer Influenced and Corrupt Organization Act (RICO), attorney malpractice and bankruptcyrelated disputes before the Federal and State courts, as well as various arbitral bodies.

In addition to her daily practice, Ms. Gavrilov also Chairs the Firm’s Women’s Initiative program: “MHH WINS” – “Women’s Initiative for Navigating Success”, and serves as a member of the Firm’s Diversity & Inclusion Committee.

Education:
  • New York Law School, J.D. 2006
  • Barnard College, Columbia University, B.A. 2002

Admissions:

Ms. Gavrilov is admitted to practice in New York, as well as before the United States District Courts for the Eastern and Southern Districts of New York, and the United States Court of Appeals for the Second Circuit and the Supreme Court of the United States.


Affiliations:

Ms. Gavrilov is a member of the American, New York State and Nassau County Bar Associations. She is also member of the Equipment Leasing and Finance Association (ELFA), where she serves on its Service Providers Business Council Steering Committee as well as on the Research Committee of the Equipment Leasing and Finance Foundation. Additionally, Ms. Gavrilov is a member of the Secured Finance Network's (SFNet) Women in Secured Finance Committee, as well as a member of GGI-Worldwide Alliance of Independent Law Firms.

Recognitions:
  • 2021 - Top Women in Equipment Finance (The Monitor)
  • 2021 - NextGen Leader / 40 Under 40 (The Monitor)
  • 2020 - SFNet Top Women In Commercial Finance
  • 2020 - SFNet 40 Under 40 Award

Languages:
Russian

Eric Gazin

General Counsel
Verdant Commercial Capital LLC


Eric has practiced for more than 20 years as an attorney in the equipment leasing and finance industry. He is currently General Counsel at Verdant Commercial Capital, the sixth largest independent equipment finance company in the U.S., overseeing all aspects of legal and compliance issues. An alumnus of GE Capital, Eric was senior legal counsel in its Capital Markets Syndications groups, a business unit that, over a ten-year period, produced more than $16 billion in volume. Prior to his 13 years at GE Capital, he was a shareholder at the law firm of Ober, Kaler, Grimes & Shriver in Baltimore, Maryland. He has expertise across an extensive array of industries, including manufacturing, motor vehicles, aircraft, marine, rail, and technology. A frequent speaker and subcommittee chairman at the Equipment Leasing and Finance Association (ELFA), Eric strives to maintain wide-ranging and current industry knowledge. He is a former Fulbright scholar, and he received B.A. from Trinity College and his J.D. from Emory University.


Robert Geis

Assistant Chief Counsel
First Citizens Bank Equipment Finance


Bob provides legal support to CIT’s small and mid-ticket lease and loan vendor business segments with an emphasis in the technology, industrial and healthcare markets through negotiation of vendor and end user agreements, and portfolio acquisitions and sales. Bob also provides legal and regulatory compliance support to CIT Bank subsidiaries.

Prior to CIT, Bob was in-house counsel with Barnett Banks in Florida for five years litigating consumer collection and bankruptcy matters followed by 10 years with Xerox Corporation as region counsel responsible for enforcing commercial leases, managing bankruptcy matters, and supporting its Public Sector Leasing division. Immediately prior to joining CIT, Bob worked for Metavante Regulatory Services as Compliance Manager and provided regulatory compliance advice, training, and consulting services to financial institutions.

Bob received his law degree from the University of Florida and a Bachelor of Science in Political Science from University of South Florida. Bob lives in Jacksonville Florida with his wife and two daughters.


Arlene Gelman

Shareholder
Vedder Price P.C.


Arlene N. Gelman is a Shareholder at Vedder Price in the firm’s Commercial Litigation and Corporate Reorganization, Bankruptcy and Insolvency groups and currently serves as Co-Chair of the firm's Creditors' Rights and Collections group.

Ms. Gelman concentrates her practice in the representation of lenders, equipment lessors and other creditors in U.S. state, federal district, appellate and bankruptcy courts, including prosecuting numerous breach-of-contract and replevin actions, and representing the interests of secured and unsecured creditors in various state courts and in bankruptcy matters.

Ms. Gelman is a frequent and sought after speaker on equipment finance and bankruptcy related topics. She is a member of the Equipment Leasing and Finance Association (ELFA), Chicago Bar
Association, The Illinois State Bar
Association, the American Bankruptcy Institute, and the International Women’s Insolvency and Restructuring Confederation.

In 2020 and 2022, Ms. Gelman was included on Lawdragon’s list of the 500 Leading U.S. Bankruptcy and Restructuring Lawyers. Since 2013, she has been selected by her peers as a Leading Lawyer in Bankruptcy & Workout: Commercial
and Creditor’s Rights/Commercial Collections. She has also received an "AV Preeminent" Peer Rating in Martindale-Hubbell. Ms. Gelman was recognized by The Best Lawyers in America in the 2023 edition for Bankruptcy and Creditor Debtor Rights/Insolvency Law and Reorganization Law.

Ms. Gelman is a graduate of the University of Illinois (B.A., with distinction, 1989) and Boston University School of Law (J.D., 1994), where she was an Edward F. Hennessey Scholar. Ms. Gelman also served as a staff attorney to the U.S. Bankruptcy Court for the Northern District of Illinois; Law Clerk to the Honorable Ronald Barliant, U.S. Bankruptcy Judge for the Northern District of Illinois; Law Clerk to the Honorable Eugene Wedoff, U.S. Bankruptcy Judge for the Northern District of Illinois; and Law Clerk to the Honorable Joan H. Lefkow, U.S. District Court Judge for the Northern District of Illinois.

Ms. Gelman is currently a member of ELFA’s Legal Committee and is a past member of ELFA's Credit and Collections Committee.

Ms. Gelman's past ELFA speaking events include:

Speaking as a moderator at the Legal Update panel at ELFA's 2022 Legal Forum

Speaking as a panelist at the Legal Update panel at ELFA's 2021 Credit & Collections Management Conference

Speaking as a panelist at the Legal Update panel at ELFA's 2021 Legal Forum

Speaking as a panelist at ELFA's 2020 Webinar: Covid-19's Hidden Costs: Bankruptcy, Repossessions & Challenging Legislation

Speaking as a panelist on the Legal Update panel at ELFA's 2019 Legal Forum

Speaking as a panelist on the Legal Update panel at ELFA's 2019 Credit & Collections Conference

Speaking as a panelist on the Legal Update panel at ELFA's 2018 Credit & Collections Conference

Speaking as a panelist at ELFA's 2017 Equipment Management Conference and Exhibition on the topic of forbearance agreements


Barbara Goodstein

Partner
Mayer Brown LLP


Barbara M. Goodstein is a partner in the Banking & Finance practice of the New York office of Mayer Brown LLP. Barbara's experience consists of commercial and structured financing as well as restructuring of transactions for a wide range of asset types including auto, trade, health care, timeshare and lease receivables, sports franchises, intellectual property, transportation equipment (including aircraft, aircraft engines, railcars and vessels), technology equipment, medical equipment, communications and office equipment, construction equipment, and marine and inter-modal containers. She also has extensive debt workout and restructuring experience primarily representing senior creditors and syndicate groups, bondholders, and secured creditors both in and out of bankruptcy; foreclosures, DIP and exit financing; contested and consensual bankruptcy matters; and other financial and legal restructurings.

Barbara is a featured columnist for The New York Law Journal's Secured Transactions section and a former Regent, and current Fellow of the American College of Commercial Finance Lawyers. She previously served as a member of the Board of Editors of Equipment Leasing Newsletter and the Uniform Commercial Code Law Journal. She also previously served on the Board of Directors and Executive Committee of the ELFA, and is currently a member of the Legal Committee Subcommittee on Air, Rail and Marine.

Barbara has been recognized as an outstanding lawyer by ELFA, having received ELFA's Legal Committee Edward A. Groobert Excellence in Leasing Award in 2015. She is a Life Fellow of the American Bar Foundation and recently chaired a Task Force for the ABA Committee on Structured Finance and Securitization. She is also a member of the Board of Trustees of the Port Chester-Rye Brook Public Library.


Edward Gross

Shareholder
Vedder Price P.C.


Edward K. Gross is a Shareholder at Vedder Price and a member of the Global Transportation Finance team.

He established the firm’s Washington, DC office and has over 30 years of experience representing bank-affiliated and large, independent equipment financing companies in all aspects of equipment finance transactions, including documenting, structuring, negotiating, syndicating and enforcing these transactions. Mr. Gross handles all types of equipment finance matters and structures, including single-investor, leveraged financings, true/ tax motivated leases, synthetic leases, TRAC leases, “bundled” and other vendor-originated financings, and domestic and cross-border financings, primarily for transportation equipment, but also for other types of equipment, including: manufacturing and assembly line, construction and drilling, energy-related and other facilities, medical and health-related facilities, high-tech equipment (including “bundled” financings), trucks and trailers, modular units and vessel repair equipment.

Mr. Gross is considered an industry leader in business aircraft and helicopter finance. These transactions vary in structure and include tax and non-tax lease, operating lease and secured loan financing of managed and/or chartered aircraft, fleet aircraft and helicopters operated in various service capacities (e.g., air ambulances, oil and gas service, flight schools, etc.) and engine pools, aircraft operated under fractional and “pay card” arrangements and progress payment, completion and other multi-funding structures. Clients include market-leading aircraft and helicopter financing providers, investors or operating lessors, as well as large publicly or privately held businesses, governmental entities or high-net-worth individual users. Many of these transactions involve foreign registered aircraft.

Many clients rely on Mr. Gross in syndication transactions, including large portfolio purchases, “one-off” sales and assignments, discounting, back-leveraging and participation transactions. He has worked with Vedder Price’s Capital Markets team on securitizations of diverse asset classes. Mr. Gross has prepared lease, loan and syndication forms for many of the most active financing providers in the industry. Working with Vedder Price’s well-regarded bankruptcy and creditors’ rights practice, Mr. Gross has assisted financing providers, including various creditor groups, with workout, restructuring, bankruptcy and enforcement matters.

Mr. Gross has been selected for inclusion in numerous editions of Who's Who Legal’s The International Who's Who of Aviation Lawyers, including the 2014 edition in which Mr. Gross participated in a roundtable discussion. In the 2013 edition of that publication, Mr. Gross is named one of the top 500 aviation lawyers in the world, and is cited as “a go-to lawyer for finance, insolvency and restructuring…well-respected by commercial clients.” In 2016 through 2020, Mr. Gross was ranked Band 1 in Private Aircraft (Global-wide) in Chambers High Net Worth, which recognizes the world’s leading high net worth advisers. In addition, in 2013 Mr. Gross was ranked in Chambers USA in the Nationwide Banking & Finance: Equipment Finance & Leasing category. He was selected by his peers for inclusion in Washington DC Super Lawyers (2007–2020) and The Best Lawyers in America (2007–2021) in the field of Equipment Finance Law. Mr. Gross was elected as Fellow to the American College of Commercial Finance Lawyers in 2011, and elected as Regent to the College in 2012. He has been recognized by the Equipment Leasing and Finance Association (ELFA), receiving the Distinguished Service Award in 2008 and ELFA’s Legal Committee Edward A. Groobert Excellence in Leasing Award in 2011.

A client respondent in Airfinance Journal’s 2011 Guide to Aviation Lawyers mentions, “Vedder Price can turn a deal in a day or two if necessary. Ed Gross is our go to person for time-sensitive matters.” He also recognized among the world’s leading aviation attorneys by in Euromoney’s Expert Guides “Aviation Guide” from 2013 to 2020.

Mr. Gross obtained his B.A. from the University of Maryland and his J.D. from the University of Baltimore School of Law.


Michelle Halverson

Associate General Counsel
GreatAmerica Financial Services



Ruthanne Hammett

Partner
Thompson Coburn LLP


Ruthanne C. Hammett is a partner at Thompson Coburn LLP where she practices in the firm's Banking and Commercial Finance department. Her practice includes representing banks, leasing companies, captive finance subsidiaries, borrowers and lessees in loans, structured financing and leases. She has thirty years of experience in a wide variety of commercial finance transactions, including secured, unsecured, syndicated, asset-based, acquisition and lease financing transactions. She is familiar with both large corporate and middle-market lending as well as with sales of loan and lease portfolios and asset acquisitions and dispositions.

Ms. Hammett holds a Bachelor's Degree (cum laude) from Illinois State University and a Juris Doctorate (cum laude) from the University of Illinois. She is member of the American Bar Association, the Illinois Bar Association, the Missouri Bar Association and the Bar Association of Metropolitan St. Louis and is also on her firm's diversity and women's steering committees.

With roots tracing back to 1929, Thompson Coburn LLP has represented clients from every industrial and corporate sector, including energy, banking, transportation, manufacturing and communications. The firm has earned the trust and loyalty of its clients by consistently meeting their expectations for premier legal representation without the high-maintenance character of a typical big firm. Now, with more than 400 lawyers and 40 practice areas operating in offices in Chicago, Dallas, Los Angeles, St. Louis, Washington, D.C., and Southern Illinois, the firm continues to serve clients throughout the United States and beyond.


Marc Hamroff

Partner
Moritt Hock & Hamroff LLP


Marc L. Hamroff serves as Chairman of Moritt Hock & Hamroff LLP with offices in New York City, Garden City and Fort Lauderdale. He also Chairs the firm’s Financial Services Practice which includes the Bankruptcy, Equipment Leasing, Secured Lending, Distressed Assets and Creditors’ Rights Groups . He provides special concentration in litigation, workout and bankruptcy matters nationwide. In his capacity as head of the Financial Services Group, he has spearheaded the representation of secured lenders, banks and lessors in a wide range of transactions. Mr. Hamroff also works closely with the firm's Litigation Group and actively handles a wide variety of commercial litigation cases including injunction and attachment proceedings, business divorce/separation cases and restrictive covenant disputes. In addition, he regularly provides educational and strategic seminars on a multitude of issues affecting the leasing and secured lending community.

Mr. Hamroff earned his Juris Doctor from Hofstra University School of Law where he currently serves as an adjunct professor of law teaching Secured Transactions. He is a member of the Dean's Advisory Board and Business Law Advisory Committee. His firm also established The Moritt Hock & Hamroff fellowship in support of Hofstra Law's Access to Justice Incubator.

In addition to his legal career, Mr. Hamroff is a long standing member of the Board of Directors of the American Heart Association-Long Island Division where he currently serves as its Chairman. Under his leadership as Chairman, his Board was one of only two regional boards recognized as a Gold Standard Board for excellence in promoting the AHA's mission of helping Americans live a life free of heart disease and stroke.


Doug Hirai

EVP, Chief Governance & Compliance Officer
Mitsubishi HC Capital America, Inc.



Jane Hogan

Sr. Corporate Counsel
U.S. Bank


Jane Hogan is Sr. Corporate Counsel for U.S. Bank Equipment Finance. She advises on structuring, documenting, negotiating and interpreting commercial equipment leases and loans, aircraft leases and loans, assignment and program agreements, reviewing third party documentation and issues related to perfection of liens and lien priority. Jane also supports U.S. Bank Equipment Finance's Distribution Finance Services group and advises on all aspects of inventory financing, structuring, documentation and negotiation.

Lawrence Holmes

Principal Attorney
Offit Kurman PC


C. Lawrence (“Larry”) Holmes is a Principal and Chair of Offit Kurman’s Commercial Litigation Practice Group. Since entering private practice in 1993, he has established a track record of landmark legal successes and longstanding client partnerships — work that includes pivotal cases that have impacted Pennsylvania law. Larry focuses his practice on representing finance lease companies and other institutional clients. As a passionate advocate for his clients, he is skilled at humanizing large institutions and effectively communicating with juries and judges.

As a highly skilled litigator, Larry has successfully argued before the Superior and Supreme Courts of Pennsylvania and helped establish new insurance law in Pennsylvania. He secured a milestone victory for a finance lease company when a federal judge denied a motion to certify a class action against it as part of a claim exceeding $37 million. In addition to defending the motion for class certification, Larry obtained summary judgment against the lessees on all claims and counterclaims. He also obtained an order that the lessees were liable, jointly, and severally, for all the leasing company’s legal fees. The decision is a powerful tool for financial institutions in cases and class actions arising from program failures.

An engaging legal thought leader, Larry was appointed to ELFA’s Legal Committee in 2015. He has also presented numerous times at ELFA’s Legal Forum since 2011, most recently as a panelist in the Legal Update and the Ethics presentations in 2023.

Larry received his J.D. from Villanova University School of Law and upon graduation, he served as a Law Clerk to the Honorable Chief Justice Robert N. C. Nix, Jr. of the Pennsylvania Supreme Court — writing opinions, providing counsel, and learning the skills of passionate persuasion and respectful dissent that would inform his career.

As an elected Township Commissioner, and President of the Board of Commissioners, Larry is also committed to public and community service. He is currently serving his fifth term as the Sixth Ward Commissioner of Haverford Township, Delaware County, PA, where he has resided with his family for over two decades.

Robert Hornby

Member of the Firm
Chiesa Shahinian & Giantomasi PC


An experienced litigator, Robert Hornby represents national and regional banks and finance companies in all aspects of equipment leasing, asset based lending and civil litigation in New York and New Jersey state and federal courts. He regularly counsels clients on a wide range of matters unique to the equipment finance and leasing industry, from drafting master documentation to the enforcement of lessors’ and secured creditors’ rights.

In addition, Robert’s litigation practice extends to the areas of construction law, commercial contract, solar energy litigation, product liability/toxic tort, professional malpractice, trusts and estates and franchise law. He is directly responsible for managing numerous complex litigation matters, including, but not limited to, those involving construction defect, shareholder derivative, restrictive covenant, solar energy and governmental authority issues.

Robert received his law degree cum laude from Seton Hall University School of Law, and his undergraduate degree cum laude from the University of Arizona. He served as a Judicial Law Clerk for the Honorable David S. Baime, PJAD (ret.) in the New Jersey Appellate Division.


Thomas Hotard CLFP

VP - Program Management and Contracts
Midland Equipment Finance


Thomas Hotard serves as VP, Program Management and Contracts for Midland Equipment Finance, a division of Midland States Bank. He provides legal advice to the business line with a focus on syndications, the review of third-party documentation, and developing and maintaining standard documents, policies and procedures for a nationwide vendor equipment finance business. Thomas is a member of the ELFA Legal Committee and a Certified Lease & Finance Professional. He holds a JD from the University of Missouri and a B.S. from Missouri State University.

Jason Huff

Partner
Smith, Gambrell & Russell, LLP


Jason Huff is a partner in King & Spalding's Finance practice and resident in our Charlotte office. Jason is active in the leveraged finance, transportation finance and structured project finance practices.

Jason represents banks, financial institutions, equipment finance companies, lenders, lessors and other parties in leveraged finance and other financial transactions. He has wide-ranging experience representing lenders and lessors in all aspects of domestic and cross-border equipment and structured finance transactions with specific focus on transactions involving aircraft and rail equipment.

Jason represents clients in all aspects of equipment finance and in all types of equipment financing structures, including single-investor and syndicated lease and loan transactions, leveraged financings, true / tax motivated leases, synthetic leases, TRAC leases and other domestic and cross-border financings. He also advises clients in lease and loan portfolio purchases and sales.

Jason speaks regularly at aviation and rail conferences and conducts workshops for clients on a wide range of topics in equipment finance.


Adam Jackson

Partner
Blake, Cassels & Graydon LLP


Adam's practice focuses primarily on structured finance transactions and asset-based financings.

Adam advises sellers and purchasers on public and private securitization transactions involving various asset classes, including auto loans and leases, railcar leases, residential and commercial mortgage loans, credit cards and trade receivables, and on whole-business securitizations.

Adam regularly acts on cross-border asset-based financings, including cross-border securitizations, factoring arrangements and cross-border lending. He has advised purchasers, sellers and servicers in Canada, the United States and Europe on the Canadian aspects of such cross-border transactions.”


Troy Kepler

Corporate Counsel
Channel


Troy C. Kepler is General Counsel for Channel Partners Capital, LLC in Minnetonka, Minnesota. Mr. Kepler advises CPC on a variety of legal and regulatory issues and is actively involved in the resolution of disputes between CPC and its customers. In addition, Mr. Kepler conducts litigation on behalf of CPC and manages its litigation portfolio.


Brian Kestenbaum

Senior Vice President and General Counsel
LEAF Commercial Capital Inc.


Brian Kestenbaum is the Senior Vice President and General Counsel for LEAF Commercial Capital, Inc. LEAF, headquartered in Philadelphia, PA, is one of the leading equipment leasing and finance companies in the U.S. Through its highly automated origination platform, it facilitates the equipment needs of small, mid-sized and enterprise businesses. LEAF serves these needs both directly and through referral relationships with manufacturers, distributors and dealers of essential-use equipment and software in a variety of business sectors, including office products, telephony, technology, medical and light industrial.

Prior to joining LEAF, Mr. Kestenbaum was counsel in the corporate department of Ledgewood, P.C. Previously, Mr. Kestenbaum was an associate at the law firms, Ballard Spahr and Piper & Rudnick LLP. Mr. Kestenbaum is a past chairman of the ELFA Legal Committee.

Mr. Kestenbaum graduated from the Villanova University School of Law, cum laude. He earned his undergraduate degree from the University of Pennsylvania.

Dominic Liberatore CLFP

Deputy General Counsel
DLL


Dominic A. Liberatore is the Deputy General Counsel for DLL, a global provider of leasing and business finance solutions, including vendor finance.

Mr. Liberatore has been practicing law for 35 years focusing on leasing and asset based lending, and has served in a variety of senior in-house legal positions with DLL, IOS Capital, Inc. (the captive finance subsidiary of IKON Office Solutions, Inc.), Copelco Financial Services Group, Inc. and the FDIC. Prior to going in-house, Mr. Liberatore was an associate at Cravath, Swaine & Moore in New York City and Wolf Block in Philadelphia. Mr. Liberatore is a past chairman of the ELFA Legal Committee, current ELFA Subcommittee Coordinator and a past chairman of the Subcommittee on Leasing of the Uniform Commercial Code Committee of the ABA Business Law Section. Mr. Liberatore is also a member of the Editorial Review Board for the Journal of Equipment Lease Financing.

Mr. Liberatore holds a J.D. from Vanderbilt University and a B.A. from the University of Buffalo.


Bonnie Michael

Shareholder
Baker, Donelson, Bearman, Caldwell & Berkowitz PC


Bonnie Michael, a shareholder at Baker Donelson, has more than 20 years of legal experience representing equipment finance companies and the financial services industry. She guides banks, financial institutions, equipment and leasing companies, and other lenders in structuring and negotiating their complex finance transactions, as well as advising on commercial financing disclosure laws and other regulatory matters. She has extensive experience advising clients on motor vehicle fleet financing.

Prior to joining Baker Donelson, Ms. Michael served for more than a decade as the General Counsel and Vice President of Legal and Compliance (USA) for Volvo Financial Services. She served on the Board of Trustees for the Equipment Leasing & Financing Foundation from 2015 – 2021 and is a former member of the Equipment Leasing and Finance Association (ELFA) Legal Committee. From 2010 – 2016, Ms. Michael served as chair of the ELFA Motor Vehicle Subcommittee. She is a frequent presenter on industry topics and actively supports various ELFA legislative initiatives. Ms. Michael is the 2021 recipient of the ELFA's 2021 Edward A. Groobert Award for Legal Excellence.
Ms. Michael holds a J.D. from Chicago-Kent College of Law and is admitted to practice law in Illinois.


David Miele Esq.

Chief Administrative Officer
Citizens Asset Finance, a division of Citizens Bank, N.A.


David Miele is an SVP and Chief Administrative Officer of Citizens Asset Finance, Inc. (“CAF”)which operates as a division of Citizens Bank, N.A. David has responsibility for CAF’s Documentation Teams (in Warwick, RI and Chicago, IL), the Customer Support Team, Process Improvements and runs the CAF Legal Team of four other attorneys and a paralegal.

David is an active participant with ELFA currently serving on the following subcommittees of the Legal Committee: Capital Markets, Motor Vehicle, Amicus Curiae, Legal Award and Equipment Leasing & Finance Magazine. He previously chaired the Legal Committee in 2006, and served on the ELFA Financial Institutions Business Council Steering Committee from 2013 to 2017. David was the primary drafter of the ELFA Revised Code of Ethics promulgated in 2007. He has been a frequent lecturer at the ELFA Legal Forum and on web based seminars focusing on various aspects of equipment finance and documentation. He has also presented the ELFA Guest Lecture Program at local colleges and universities.


Brittany Ogden

Attorney, Partner
Quarles & Brady LLP


Brittany S. Ogden is a partner at Quarles & Brady LLP located at its Madison, Wisconsin office and serves as the national co-chair of the firm’s Bankruptcy, Restructuring & Creditor’s Rights Practice Group. Brittany is an experienced litigator and trial lawyer representing clients in state and federal courts across the country. She regularly represents financial institutions, equipment finance companies, trade creditors, manufacturers and other businesses in complex commercial litigation as well as bankruptcy and insolvency proceedings. Brittany develops innovative legal strategies that allow her clients to achive practical, cost-effective business objectives in even the most financially distressed situations. Brittany obtained her undergraduate degree from the University of Wisconsin–Madison and graduated from the Syracuse University College of Law. She is admitted to practice law in the state of New York, the state of Wisconsin, the U.S. District Court for the Northern District of New York, and the U.S. District Courts for the Eastern and Western Districts of Wisconsin. She is a member of the American Bar Association, the American Bankruptcy Institute, Turnaround Management Association, IWIRC, and the James E. Doyle American Inns of Court. She is an active member of the Equipment Leasing and Finance Association, serving as a co-chair for its Amicus Brief Committee and serves on the Board of Trustees for the Equipment Leasing and Finance Foundation. In 2022, The Equipment Leasing and Finance Association honored her with its Michael J. Fleming Distinguished Service Award, acknowledging her substantial contributions to the association and the equipment finance industry.


Frank Peretore

Member of the Firm
Chiesa Shahinian & Giantomasi PC


Frank Peretore has served as a trusted legal advisor and counselor to national and regional banks and finance companies ranging from closely held companies to Fortune 100 companies. Frank has over 30 years of experience in commercial lending and leasing with a concentration in equipment finance and leasing and other asset based lending. Frank's representation includes drafting master documentation for equipment leasing and asset based lending for direct and private label programs, TRAC, FMV and other true lease structures, leases intended as security, equipment finance agreements and vendor programs, as well as purchase/sale of one-off deals and full portfolios. Frank's representation has also included the enforcement of lessors' and secured creditors' rights in thousands of matters in the state, federal and bankruptcy courts.

As a long-standing leader in his field Frank has published highly-acclaimed books titled "Workouts and Enforcement for the Secured Creditor and Equipment Lessor," (Lexis/Nexis 2015 edition) and "Secured Transactions for the Practitioner, How to Properly Perfect Your Personal Property Lien and Assure Priority." In 2015, Frank was nominated by Leasing News as one of the 25 most influential attorneys in the U.S. in the Equipment Leasing and Finance Industry.

Prior to joining the firm, Frank was a founding member of the law firm of Peretore & Peretore, P.C.

Frank received his J.D. from Georgetown University Law Center where he was a member of the Dean's List. Frank received his B.S. in Economics from State University of New York College at Oneonta where he graduated with high honors.

Lisa Peters

Attorney
Kutak Rock LLP


Lisa Peters is a partner in Kutak Rock LLP’s Omaha, Nebraska office. Ms. Peters concentrates her practice in the representation of creditors in connection with front-end structuring and documentation, insolvency, bankruptcy, restructuring, workout, and enforcement matters. She represents asset-based commercial lenders, equipment lessors, and commercial landlords in bankruptcy, district, and state courts across the United States in all stages of the remedy enforcement and bankruptcy process including pre-bankruptcy negotiations, financing, litigation, distressed asset sales, plan confirmation, replevin, foreclosure, and resolution of executory contract and lease issues and has handled all stages of collateral foreclosure proceedings. She also has significant involvement in the structuring and documentation of commercial lending, leasing and purchase transactions, including transactions using bankruptcy-remote vehicles. Her experience includes lending, financing, leasing, and bankruptcy matters spanning a wide array of industries including health care, franchise, manufacturing, real estate, municipalities. and tax credits.


Kenneth Peters

Partner
Dressler & Peters, LLC


Ken Peters is a national counsel for several equipment finance companies, and has handled transactions, commercial litigation or bankruptcy matters in at least 48 states. He also acts as a national bankruptcy counsel for large industrial companies. Ken and Dennis Dressler founded Dressler | Peters LLC in 2007.
His past legal matters include: recovery of $7,000,000.00 in cash in a highly contentious lien dispute in US District Court for the Northern District of Illinois; defending a title company against a suit by a national bank seeking over $100,000,000.00 in damages; documenting large purchases of rail cars; providing advice on a $300,000,000.00 letter of credit; and drafting documents for truck financings including TRAC leases. Ken represented the senior lender in the Turnaround Management Association's 2013 Small Company Turnaround of the Year, arising out of the client's financing of five aircraft for an air ambulance company.
Ken has litigated cases that help to clarify the law in several areas of concern to funders. See, for example, Center Capital Corp. v. Marlin Air, Inc., No. 07-15128, 2008 WL 937491, at *3-5 (E.D. Mich. Apr.7, 2008) (finding plaintiff lender entitled under Michigan enactment of UCC to money judgment for full amount due under loan while simultaneously repossessing aircraft securing loan). In Alabama he litigated the rights of an equipment funder to file a UCC1 under the name of a representative party (to protect the identity of the funder in public records). In Mississippi and other states he litigated against equipment lessees seeking to include financed equipment in Chapter 13 bankruptcy estates. Like the many attorneys at ELFA, just when Ken thinks he has seen it all, something new arises.
He is also an Invited Observer to the Uniform Law Commission & American Law Institute Joint Committee on the Uniform Commercial Code and Emerging Technologies (1999-2022), which drafted amendments to Articles 2A and 9 of the Uniform Commercial Code, and wrote new Article 12.
Ken lives in Highland Park, Illinois, with three cats and his wife who is a public school orchestra director. Ken and his wife have three adult children.

Ralph Petta



Ralph Petta is the President and CEO of the Equipment Leasing and Finance Association (ELFA), the premier trade association representing 550+ member organizations in the $1 trillion equipment finance sector. Mr. Petta leads the organization in executing its mission to foster business development, deliver industry information and analysis, provide educational opportunities and advocate for the industry. He is also President of the Equipment Leasing & Finance Foundation, which is dedicated to inspiring thoughtful innovation and contributing to the betterment of the equipment leasing and finance industry.

Mr. Petta, an authority in the business of equipment finance, has been with the association since 1987. Before assuming the role of President and CEO in January 2016, he served as Chief Operating Officer for six years, providing coordination, direction and oversight of ELFA programs and services designed to add value to the association's member organizations. Prior to that, he served as Interim President. From 1987 to 2010 he was Vice President-Research & Industry Services, managing ELFA's information, benchmarking and market research initiatives. Throughout his career at ELFA, Mr. Petta has assumed leadership roles in virtually all functional areas within the organization, including governance, membership marketing, communications, business and professional development, state advocacy and the association's affiliated Foundation.

He is often quoted in industry trade publications and is a frequent speaker about the role of equipment finance in the U.S. economy and trends and developments in the equipment finance sector.

Mr. Petta is a member of the American Society of Association Executives (ASAE), as well as ASAE's Key Industry Association Committee (KIAC). He completed the ASAE/University of Maryland College of Business and Management executive development certificate program in association management. He also was selected for and participated in the ASAE Future Leaders Conference. Mr. Petta is a member of the Exchequer Club of Washington, DC.

Before joining ELFA, Mr. Petta worked for nine years in the office of United States Senator Sam Nunn, serving in a variety of professional capacities. He was Senator Nunn's legislative assistant when he left to join the association. Mr. Petta graduated from Syracuse University, earning a B.A. degree in political science.

Ann Pille

Partner
Reed Smith LLP


Ann is a partner in the Chicago office of Reed Smith's Financial Industry Group. Ann maintains a national practice through which she represents equipment lessors and lenders in connection with transaction originations, including analysis and structuring around risk issues, and restructurings, workouts, distressed debt litigation, foreclosures and insolvency proceedings. Her clients regularly include commercial finance and leasing companies, major banks and hedge funds. Ann’s practice includes a particular focus on the restructuring and workout of distressed fleet finance and franchise finance deals.


Carla Potter

Lawyer
Cassels Brock & Blackwell LLP


Carla Potter is a partner in our Financial Services Group. Her practice focuses on corporate financing and equipment finance matters, representing both lenders and borrowers involved in domestic and cross-border lending and leasing transactions and corporate reorganizations. Carla regularly acts for equipment lessors, including U.S. companies looking to establish themselves in Canada. Carla co-authored the authoritative book in Canada on the equipment finance and leasing market in Canada.

Scott Riehl



Scott Riehl serves as Vice President of State Government Relations for the Equipment Leasing and Finance Association (ELFA), the premier trade association representing 575+ member organizations in the $1 trillion equipment finance sector.

Mr. Riehl joined ELFA in June 2016. He directs and executes all aspects of the association’s state government relations strategy, monitoring and engaging legislation and regulation impacting the industry in all 50 states.

Mr. Riehl brings 24 years of direct issue advocacy, legal and legislative staff experience to ELFA. For 13 years he represented the consumer products industry, including serving as Vice President of State Government Affairs and Associate Counsel at the Grocery Manufacturers Association. Prior to GMA, Mr. Riehl served as a Vice President at Stateside Associates, a full-service state legislative tracking company, where he provided direct political consultation for numerous Fortune 500 companies and D.C.-based trade associations. Previously, Mr. Riehl was a state affairs specialist for the National Rifle Association of America. Immediately prior to joining ELFA, he led the Riehl Group LLC, a political and strategic issue management and consulting firm based in Virginia.

In the legal and state legislative arenas, Mr. Riehl worked in the Washington, D.C., office of Seyfarth, Shaw, Fairweather and Geraldson, where he specialized in the firm’s government and defense contracts practice. Previously, he was on the staff of the Michigan Attorney General. Mr. Riehl began his government relations career in the Michigan Senate, where he served as Counsel and Chief Legislative Aide for two Michigan state senators.

Mr. Riehl has a B.S. in Political Science from the University of Vermont and a J.D. from Thomas Cooley School of Law.

Moorari Shah

Partner
Sheppard Mullin Richter & Hampton LLC


Moorari K. Shah is Partner in the Orange County and San Francisco offices of Sheppard Mullin. He represents banks, equipment finance companies, fintechs, mortgage companies, auto lenders, and other non-bank financial institutions in transactional, licensing, regulatory compliance, and government enforcement matters covering mergers and acquisitions, consumer and commercial lending and leasing, and supervisory examinations and enforcement actions involving state and federal agencies.

Mr. Shah received his J.D. from Boston University School of Law (cum laude) and his B.A. from Duke University. He is a Certified Information Privacy Professional (CIPP) and a certified Six Sigma Black Belt.


Molly Simon CLFP

Senior Legal Counsel
DLL


Molly Simon is Senior Legal Counsel for De Lage Landen Financial Services, Inc ("DLL"). Ms. Simon provides legal support to DLL, including providing advice on legal issues related to lease and loan transactions, maintaining and updating standard documentation, developing documentation for new products, reviewing third party documentation and drafting language for customized and negotiated transactions.

Mary Ann Stathopoulos Esq

Managing Attorney
Cisco Systems Capital Corporation


Mary Ann Stathopoulos is a highly experienced Managing Attorney at Cisco Systems Capital Corporation (Cisco Capital), where she provides extensive legal support for the company's Strategy, Product Development, and Global Compliance programs. Throughout her career, Mary Ann has held numerous high-ranking in-house legal roles with major organizations, including CIT, CitiCapital, and HP Financial Services. She holds a Juris Doctor degree from Southwestern Law School and a Bachelor of Arts degree from New York University. Additionally, Mary Ann is a Certified Information Privacy Professional (CIPP-E).

Angela Ulum

Partner
Mayer Brown LLP


Angela Ulum is a partner in Mayer Brown’s Chicago office and a member of the Structured Finance practice. She has extensive experience representing issuers, borrowers, and commercial and investment banks in a variety of securitization and other structured finance transactions, with an emphasis on market participants in the auto and equipment sectors. Angela’s experience has involved the issuance and sale of publicly registered, 144A/Reg S and privately placed asset-backed securities, revolving and amortizing syndicated and bilateral financing facilities, portfolio purchases and sales, equipment loan and lease syndications and third-party servicing arrangements. Her experience includes representing captive finance companies, banks, independent finance companies and investors in transactions involving a wide variety of assets, including auto leases, auto loans, dealer floorplan, fleet leases, equipment leases and loans, participations, and esoteric and new asset classes.


Patricia Voorhees

Director
The Alta Group LLC


Patricia M. Voorhees, a director at The Alta Group, has over 25 years of experience in commercial finance. Her expertise focuses on forming captive financing companies, establishing vendor finance programs, and facilitating mergers and acquisitions within the commercial finance industry. After launching her career at IBM, Voorhees was an executive at GE Capital from 1996 to 2011, where she served in several key roles.
 
In her initial position as vice president for business development, Patricia was responsible for establishing more than a dozen new vendor and captive finance programs. She then became managing director of business development for M&As, managing more than 14 acquisition originations. Later she was the company’s general manager of Office Imaging Finance, leading a small-ticket leasing business with $5.5 billion in assets and 450 employees. She also was GE Capital’s strategic pricing leader during the U.S. financial crisis.
 
Patricia holds a bachelor of arts degree in economics from Western Connecticut State University, and two masters of arts degrees from Fordham University, in education for peace and social justice, and ethics and society. Patricia currently serves as Director of Fordham University Business School’s Consortium for Trustworthy Organizations.

Stephen Whelan

Partner
Blank Rome LLP


As a partner in three different law firms for 44 years, Steve Whelan practices law in the New York office of Blank Rome LLP, where he concentrates his practice on lease financings, securitization, energy finance and secured lending. He is a graduate of Princeton University and Harvard Law School, has been a member of the ELFA Board of Directors and Legal Committee, Chair of the American Bar Association Subcommittee on Leasing, and a Visiting Lecturer on constitutional law at Princeton University.

Steve is co-author of the ABA Annual Survey on Developments in the Law of Leases. He has authored four books on U.C.C. Article 2A and the “Securitization” chapters in the Matthew Bender & Co. treatises on Commercial Finance and Equipment Leasing. From 2019 to 2022, he was an appointed observer to the ALI-ULC Subcommittee on Bundled Transactions.

William Wilson

Associate General Counsel & Vice President
BMO Transportation Finance


Bill is an Associate General Counsel for BMO Harris Bank N.A., Transportation Finance, US P&C, managing the legal team for Navistar Capital, a private label program with Navistar Financial Corporation, and the traditional core transportation finance business headquartered in Irving, Texas. The BMO Transportation Finance business provides commercial loans and leases to manufacturers, dealers and end users (owner/operators) in the over-the-road trucking industry throughout the United States. Bill is a member of the BMOTF senior leadership team, counseling his clients on Program/Operating Agreement matters, deal structures, transaction negotiations, business policies, enterprise risk management and day-to-day operational issues and strategic business planning.

Bill joined BMO Financial Group in January 2016, as part of BMO's acquisition of the Transportation Finance business from GE Capital. He started with GE Capital in 2004 as Associate General Counsel of Office Imaging for the Equipment Finance business of GE Capital Americas, responsible for legal oversight of the Ricoh Business Systems vendor program (formerly IKON Office Solutions, and world's largest independent distributor for office copiers and business solutions), and core finance business located in Moberly, Missouri, providing private label and lease and loan financing to manufacturers, dealers and end-users in office imaging industry across the United States.

Bill is a member of the Equipment Leasing and Finance Association (ELFA) Motor Vehicle Sub-Committee and received his Bachelor of Arts degree in Business Management and Juris Doctorate degree from the University of Florida, in Gainesville, Florida.

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Hotel Reservations
A block of rooms has been reserved for this conference at the Marriott Sanibel Harbour Resort & Spa in Ft. Myers, FL., 17260 Harbour Pointe Drive Fort Myers, Florida 33908. A special group rate of $244/night (Standard Room) is available for attendees. You may make your hotel reservations online at: https://www.marriott.com/event-reservations/reservation-link.mi?id=1659719356335&key=GRP&app=resvlink

Phone-In Reservations
You may make reservations by calling 800-767-7777. Be sure to tell the reservations clerk you will be attending the ELFA Legal Forum. Reservations should be guaranteed with a credit card and made before the cut-off date of Friday, April 14, 2023. After the cut-off date, rooms are on a first-come, first-served basis and possibly at a higher rate.

Getting There
Marriott Sanibel Harbour Resort is located 21.5 miles from Southwest Florida International Airport (RSW).  

Marriott Sanibel Harbour Resort & Spa
17260 Harbour Pointe Dr
Fort Myers, FL 33908

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