Equipment Leasing and Finance Association - Equipping Business for Success

Channel

Channel is a leading provider of equipment finance and working capital funding solutions exclusively through partnerships with equipment finance companies. Our products and services utilize customized technology and business processes to help these companies provide their customers access to broader financing options and capital needed to grow their businesses.

Founded in 2009, Channel is one of the only full-service, on-balance sheet lenders. Corporate headquarters are based in Minnetonka, MN, with additional offices in Atlanta, GA, Des Moines, IA, and Brookings, SD, and Marshall, MN. Channel has originated over 24,000 deals generating receivables of more than $1.5-billion. The company has listed among the Inc. 500/5000 fastest-growing private companies in the U.S. for ten consecutive years.

Fifth Third Bank, National Association

Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio, and the indirect parent company of Fifth Third Bank, National Association, a federally chartered institution. As of June 30, 2022, the Company had $207 billion in assets and operates 1,080 full-service Banking Centers, and 2,153 Fifth Third branded ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina and South Carolina. In total, Fifth Third provides its customers with access to approximately 56,000 fee-free ATMs across the United States. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management. Fifth Third is among the largest money managers in the Midwest and, as of June 30, 2022, had $512 billion in assets under care, of which it managed $54 billion for individuals, corporations and not-for-profit organizations through its Trust and Registered Investment Advisory businesses. Investor information and press releases can be viewed at www.53.com. Fifth Third’s common stock is traded on the NASDAQ® Global Select Market under the symbol “FITB.” Fifth Third Equipment Finance is a division of the Bank's Commercial Banking business and had $6.7 billion in assets as of 12/31/21 and originated $2.9 billion in new loans and leases in 2021.

Gordon Brothers Equipment Finance

Gordon Brothers provides equipment financing solutions for clients with liquidity needs not easily satisfied through traditional banks and lenders. Our equipment finance and lease solutions leverage our broad and deep industry expertise and extensive equipment knowledge with typical investment sizes ranging from $5 million to $50 million. Our complementary leasing and lending services are designed to meet our clients' financing needs providing critical capital and liquidity to manage equipment risk throughout market cycles until they qualify for more traditional funding.

UNLOCKING ASSET VALUES

Gordon Brothers has a unique approach to risk.  As market leaders in valuation and disposition capabilities equipped with the industry's largest asset recovery and resale database, our ability to qualify and quantify risk and opportunity enables us to undertake transactions where traditional lenders and lessors have difficulty. While financial performance remains important, our industry, company, operational and equipment knowledge balances our risk outlook more equally between financial and asset risk. We see the entire picture beyond just financial condition.

SPEED & CERTAINTY

Our deal-oriented culture allows us to be nimble. We understand speed and certainty of execution are critically important to our clients.

By delivering rapid liquidity solutions and hands-on support when it is needed most, we partner with our clients and their shareholders and help them manage through operational challenges and market cycles to transform their businesses. In all that we do, Gordon Brothers is differentiated by our strategic, orderly, and big picture approach to each opportunity and our sensitivity to protecting trust, reputation and relationship in the interest of achieving future, sustainable growth for our clients.

Stonebriar Commercial Finance

Stonebriar Commercial Finance (“SCF”) is an originator and servicer of assets in a diverse set of industries across the credit spectrum whose portfolio serves as a catalyst for the U.S. economy. SCF is the largest independent commercial finance company in the U.S. Since inception, we have built a world class, multi-billion-dollar platform of fixed asset secured leases and loans. Headquartered in Plano, Texas, SCF is a privately held, investment grade rated large-ticket commercial finance and leasing company established in 2015 to capitalize on the compelling investment opportunities in the equipment and real estate leasing and lending markets. Since inception, SCF has funded approximately $15 billion of leases and loans with annual funding in excess of $2.5 billion, with sequential growth each year. At year end 2023, SCF was ranked the 27th largest leasing company with assets currently in excess of $7.5 billion and 22nd in volume in the U.S. and the largest private independent by assets, volume, and 1st in volume per employee.

SCF leases and finances assets located primarily in North America and select other jurisdictions worldwide currently through four distinct lines of business - General Equipment, Aviation Capital, Rail Leasing and Real Estate.

SCF structures include tax leases, finance leases, sale-leasebacks, TRAC leases, term loans, refinances, construction-to-permanent facilities, capital expenditures lines of credit, leverage to support mergers and acquisitions and other structures tailored to meet the specific objectives of its customers. Transaction sizes range from $5 to $500 million with typical terms of three to 20 years. SCF focuses on essential use and incoming producing assets operated by well capitalized lessees/obligors with proven management teams and defensible positions serving viable end markets.

Supported by an execution-oriented team with on average 25 years of experience, SCF is committed to providing innovative, efficient and effective capital solutions to its clients while generating attractive risk-adjusted returns with credit, structure and asset level protections.

Tamarack Technology, Inc.

Founded in 2001, Tamarack is one of leaders in equipment finance servicing software support. They have been an active ELFA member since 2006.  The company offers a range of products and services designed to integrate different leading software packages.  As well, they provide system implementation expertise for the Equipment Finance and Commercial Lending industries.

Western Alliance Bank

Western Alliance Bank; with more than $20 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies and is ranked #2 on the Forbes 2018 “Best Banks in America” list. Its primary subsidiary, Western Alliance Bank, is the go-to bank for business and succeeds with local teams of experienced bankers who deliver superior service and a full spectrum of deposit, lending, treasury management, international banking and online banking products and services. Western Alliance Bank operates full-service banking divisions: Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank. The bank also serves business customers through a robust national platform of specialized financial services including Corporate Finance, Equity Fund Resources, Hotel Franchise Finance, Life Sciences Group, Mortgage Warehouse Lending, Public and Nonprofit Finance, Renewable Resource Group, Resort Finance, Technology Finance and Alliance Association Bank.

For more information, visit westernalliancebancorporation.com.

Wintrust Asset Finance, Inc.

When it comes to equipment finance and leasing, Wintrust Asset Finance has four specialized collaborative teams to meet your needs. With a national reach, and a focus on getting to know you and your business, our teams offer sophisticated loan and lease solutions to support initiatives like: Acquisition | Expansion | Refinance | Vendor funding solutions | Wholesale lending and lines of credit | Working capital

Our four collaborative teams consist of:

• Wintrust Capital which provides financing for Chicagoland, Indiana, and Wisconsin
• Wintrust Commercial Finance which provides nationwide equipment financing solutions
• Wintrust Equipment Finance which provides funding for independent equipment leasing companies
• Wintrust Specialty Finance which provides solutions for vendor and equipment leasing companies