Equipment Leasing and Finance Association - Equipping Business for Success

Cadence Bank

Cadence Bank (NYSE: CADE) is a leading regional banking franchise with $50 billion in assets and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions. Services and products include consumer banking, consumer loans, mortgages, home equity lines and loans, credit cards, commercial and business banking, treasury management, specialized lending, asset-based lending, commercial real estate, equipment financing, correspondent banking, SBA lending, foreign exchange, wealth management, investment and trust services, financial planning, retirement plan management, and personal and business insurance. Cadence is committed to a culture of respect, diversity and inclusion in both its workplace and communities.

Fifth Third Bank, National Association

Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio, and the indirect parent company of Fifth Third Bank, National Association, a federally chartered institution. As of June 30, 2022, the Company had $207 billion in assets and operates 1,080 full-service Banking Centers, and 2,153 Fifth Third branded ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina and South Carolina. In total, Fifth Third provides its customers with access to approximately 56,000 fee-free ATMs across the United States. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management. Fifth Third is among the largest money managers in the Midwest and, as of June 30, 2022, had $512 billion in assets under care, of which it managed $54 billion for individuals, corporations and not-for-profit organizations through its Trust and Registered Investment Advisory businesses. Investor information and press releases can be viewed at www.53.com. Fifth Third’s common stock is traded on the NASDAQ® Global Select Market under the symbol “FITB.” Fifth Third Equipment Finance is a division of the Bank's Commercial Banking business and had $6.7 billion in assets as of 12/31/21 and originated $2.9 billion in new loans and leases in 2021.

Mitsubishi HC Capital America, Inc.

Mitsubishi HC Capital America brings our consultative approach and expertise to customers of all sizes to help their businesses grow every day. Serving as a collaborative partner, we provide customized financing solutions for a wide range of industries, including manufacturing, construction, work trucks/transportation, IT, staffing, healthcare and clean technology/mobility.  We are actively in the market to acquire a diverse range of equipment types and have the capability to offer creative structures. We are committed to the United Nations Sustainable Development Goals to support and  improve the communities where we operate across the United States and Canada.

Stonebriar Commercial Finance

Stonebriar Commercial Finance (“SCF”) is an originator and servicer of assets in a diverse set of industries across the credit spectrum whose portfolio serves as a catalyst for the U.S. economy. SCF is the largest independent commercial finance company in the U.S. Since inception, we have built a world class, multi-billion-dollar platform of fixed asset secured leases and loans. Headquartered in Plano, Texas, SCF is a privately held, investment grade rated large-ticket commercial finance and leasing company established in 2015 to capitalize on the compelling investment opportunities in the equipment and real estate leasing and lending markets. Since inception, SCF has funded approximately $15 billion of leases and loans with annual funding in excess of $2.5 billion, with sequential growth each year. At year end 2023, SCF was ranked the 27th largest leasing company with assets currently in excess of $7.5 billion and 22nd in volume in the U.S. and the largest private independent by assets, volume, and 1st in volume per employee.

SCF leases and finances assets located primarily in North America and select other jurisdictions worldwide currently through four distinct lines of business - General Equipment, Aviation Capital, Rail Leasing and Real Estate.

SCF structures include tax leases, finance leases, sale-leasebacks, TRAC leases, term loans, refinances, construction-to-permanent facilities, capital expenditures lines of credit, leverage to support mergers and acquisitions and other structures tailored to meet the specific objectives of its customers. Transaction sizes range from $5 to $500 million with typical terms of three to 20 years. SCF focuses on essential use and incoming producing assets operated by well capitalized lessees/obligors with proven management teams and defensible positions serving viable end markets.

Supported by an execution-oriented team with on average 25 years of experience, SCF is committed to providing innovative, efficient and effective capital solutions to its clients while generating attractive risk-adjusted returns with credit, structure and asset level protections.

Western Alliance Bank

Western Alliance Bank; with more than $20 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies and is ranked #2 on the Forbes 2018 “Best Banks in America” list. Its primary subsidiary, Western Alliance Bank, is the go-to bank for business and succeeds with local teams of experienced bankers who deliver superior service and a full spectrum of deposit, lending, treasury management, international banking and online banking products and services. Western Alliance Bank operates full-service banking divisions: Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank. The bank also serves business customers through a robust national platform of specialized financial services including Corporate Finance, Equity Fund Resources, Hotel Franchise Finance, Life Sciences Group, Mortgage Warehouse Lending, Public and Nonprofit Finance, Renewable Resource Group, Resort Finance, Technology Finance and Alliance Association Bank.

For more information, visit westernalliancebancorporation.com.

Wintrust Asset Finance, Inc.

When it comes to equipment finance and leasing, Wintrust Asset Finance has four specialized collaborative teams to meet your needs. With a national reach, and a focus on getting to know you and your business, our teams offer sophisticated loan and lease solutions to support initiatives like: Acquisition | Expansion | Refinance | Vendor funding solutions | Wholesale lending and lines of credit | Working capital

Our four collaborative teams consist of:

• Wintrust Capital which provides financing for Chicagoland, Indiana, and Wisconsin
• Wintrust Commercial Finance which provides nationwide equipment financing solutions
• Wintrust Equipment Finance which provides funding for independent equipment leasing companies
• Wintrust Specialty Finance which provides solutions for vendor and equipment leasing companies