Credit & Collections Management Conference : ELFA

Credit & Collections Management Conference

June 07 - June 09, 2023

Hilton Palacio Del Rio, San Antonio, TX

Hybrid Event - In-person & Virtual Attendance Options!

Credit and Collections: Hot Topics & Cool Solutions

Conference Attire: Resort Casual
Conference Format: Hybrid (virtual and in-person)

The Credit and Collections Management Conference & Exhibition addresses the new and emerging issues relevant to credit and collections professionals and emerging professionals in the equipment finance industry. The 2023 conference will include sessions focusing on hot topics in the industry AND actionable solutions for attendees to apply in their work environments. Additionally, the conference will provide ample opportunity to network with fellow colleagues in the equipment finance industry.

A Hybrid Event - Attend Your Way!
In-person and virtual attendance options - you have the flexibility to choose the option that works best for you and your schedule! Please note: Roundtable sessions will not be available on the vitual stage.

Program Highlights

Climate Financing for Credit
Tools, Tricks, and Technology to Defend Against Fraud
Collections Effectiveness Survey & Credit Managers Survey
2023 Economic Outlook with JEFF JENSEN, Senior Director, Keybridge
How Would You Do the Deal?
Recover, Settle or Sue?
Legal Update
Bank and Non-Bank Roundtable Sessions
Underwriting - Key Market Risks and New Markets
Credit Scoring in a Recessionary Environment
Collections War Stories and Strategies for the Next Go-Around

Exhibitor & Sponsorship Opportunities

A table top exhibition is held in conjunction with this conference and many sponsorship opportunities are available. To receive more information about exhibiting or sponsoring, please contact Steve Wafalosky at 440-247-1060 or stevew@cvmpmedia.com>. The Exhibitor & Sponsor Prospectus will be available in mid-March 2023.

Registration Fees

Price Description	Amount
Attendee (ELFA Member, 1st Person)	$1355.00
Attendee - Non Member (All)	$2715.00
Attendee Additional (ELFA Member)	$1225.00
Committee - Member	$610.00
Exhibitor Additional (Member)	$1225.00
First Time Attendee To The Conference	$1160.00
Speaker - Non Member (Attending Entire Conference)	$610.00
Speaker -Member (Attending Entire Conference)	$610.00
Spouse/Companion of Member	$215.00
Virtual Attendee - Member Company	$295.00
Virtual Attendee - Non Member Company	$295.00

View cancellation and other policies

In-Person Conference Schedule

Session descriptions and speakers are all located in the Conference Schedule.

Virtual Conference Schedule

Sessions that are offered on the virtual stage are outlined in the Virtual Conference Schedule. Interactive and discussion based sessions are not possible for the virtual stage. But don't worry, the majority of sessions will be offered virtually.

Special Networking Events

People Power Brunch
Wednesday, June 7th * 11:00 am - 12:15 pm
This event is open to all those interested in improving diversity in the leasing industry. We hope that means everyone! We will discuss mentoring, hiring strategies, workplace initiatives and much more in an interactive, informal session. No additional fee for conference registrants; however, we do ask that all participants register for this event through the online conference registration, in advance. Space is limited.

Buckhorn Museum
Wednesday, June 7th * 6:30 - 9:00 pm
(pre-registration and additional fee required)
Spend an evening at The Buckhorn Saloon & Museum from travelin’ on the ol’ dusty trail and step back in Texas history. Featuring wildlife and strange animal oddities from around the world and a world-class Texas Ranger exhibit, this evening is sure to get you in the Texas Spirit!
The Buckhorn Saloon & Museum is a short 5-minute stroll from the conference hotel.
This event is NOT included in your conference registration fee and is $95 per person. The fee includes: beer and wine, dinner buffet and entrance to the Buckhorn Museums.

Exhibit Area
Wednesday, June 7th - Friday, June 9th * Refreshment Breaks, Breakfast and Receptions Held Here
The Exhibit Area is always a popular place to meet during the conference. Located centrally to the conference sessions, various financial service companies provide information and solutions to your daily professional struggles. Stop by and meet our fantastic exhibitors to see how they can help make your professional life a little easier. All refreshment breaks, breakfasts and most receptions will be held in this area.

Available Functions

Wednesday - June 07
11:00 am - 12:15 pm
	People Power Brunch - Limit 40 People
4:30 pm - 5:15 pm
	New Comers Reception
6:30 pm - 9:00 pm
	Buckhorn Museum Dinner	$95.00
Thursday - June 08
4:00 pm - 5:00 pm
	Bank Best Practices Roundtable
	Non-Bank Roundtable

Speakers

Ford Clark

Equipment Specialist
PNC Equipment Finance

Lewis Cohn

Managing Partner
Cohn & Dussi, LLC

Lewis J. Cohn is the Managing Partner at Cohn & Dussi, a fullservice business law firm with offices in Boston and Providence, RI. With Mr. Cohn at the helm, Cohn & Dussi has created a robust network of attorneys all over the U.S., uniquely offering a national solution for our clients — no matter where they do business.

Mr. Cohn chairs the firm’s Financial Services Practice, which includes the Banking, Finance, Equipment Leasing, Secured Lending, Alternative Lending, Factoring, and Creditors’ Rights & Bankruptcy Groups. He represents lenders in all phases of the commercial loan process, bringing a special expertise in the collection, workout, and liquidation of troubled debt. He also represents secured and unsecured lenders, financial institutions, and equipment lessors in a wide range of complex transactions. Working closely with the firm’s Commercial Litigation Group, Mr. Cohn also handles commercial litigation cases for the Financial Services Practice, including injunctions and attachment proceedings.

A recipient of the 2021 Top Lawyers Award from Boston Magazine, Mr. Cohn holds a LL.M. in Taxation from Boston University School of Law and a J.D. from Suffolk University School of Law. He is a member of the Massachusetts and District of Columbia Bars. He is a member of the Equipment Lease and Finance Association (ELFA) and the ELFA Credit & Collection Committee, the National Equipment Finance Association (NEFA) and its Legal Committee, the Lease Enforcement Attorney Network (LEAN), the New York Institute of Credit (NYIC), the Massachusetts Bankers Association and the Northeast Chapter of the Turnaround Management Association (TMA). Mr. Cohn serves on the Boys and Girls Club of New York Accountants & Bankers Committee.

Kristian Dolan CLFP

CEO
Northteq

Kristian has been a technologist in the equipment finance space for almost two decades. Kristian started his career in equipment finance as a software engineer for CapitalStream (System1) out of Seattle, Washington. He started a consulting company E2E Systems in 2005 focusing on building straight through loan origination solutions for the commercial lending industry. They also built loan origination solutions for the mortgage industry. Subsequently, E2E Systems merged with Tamarack Consulting in 2013. Kristian continued to lead the loan origination practice as co-owner at Tamarack until 2020 when Northteq was spun off into a separate entity 100% focused on loan origination technologies and integrating with Fintechs.

Kristian has been actively involved in board, committee, and speaking engagements with the ELFA, NEFA, and the CLFP. Kristian’s passion is identifying 3rd party services FinTech services and enabling them for the equipment finance industry. Kristian has written articles for the industry including “There’s an API for that” (available per request) which has some overlap to this research. As well, Deborah Reuben and Kristian Dolan co-authored the Equipment Finance Software Guide (available per request).

Kristian is the lead researcher in the ELFF study being conducted.

Kristian graduated from the University of Washington in Seattle with degrees in Management Information Systems and Japanese. He lives with his wife and 3 children in Minneapolis, MN.

Robert Fagan

Vice President of Customer Service & Collections
Eastern Funding LLC

Andrew Glaab

Attorney
Cohn & Dussi, LLC

Andrew B. Glaab is an associate attorney at Cohn & Dussi and heads up the firm’s In-House Collection Group. Mr. Glaab focuses his practice on civil business litigation, commercial law, contract law including loan documentation, construction law, insurance subrogation, creditor’s bankruptcy, insolvency, workouts, commercial and consumer collections.

He represents various secured and unsecured creditors including international and national lenders, banks, credit unions, factors, merchant cash advance companies, insurers, leasing companies, trade creditors, and debt buyers in the enforcement of their contractual rights.

Prior to joining the firm, Mr. Glaab practiced both commercial and residential real estate, transactional and personal injury law. He also worked for Massachusetts Dispute Resolution Services (a full-service alternative dispute resolution firm) as an intern to Director Attorney Brian Jerome.

Mr. Glaab holds a B.A. from Kent State University and a J.D. from New England School of Law, where he served as a mentor and a student ambassador. He is admitted to practice in the Commonwealth of Massachusetts and the U.S. District Court for the District of Massachusetts. In addition, he holds a certification in the Fair Debt Collection Practices Act.

Mr. Glaab is an active member of the Massachusetts Bar Association, Essex County Bar Association, and the Greater Lynn Bar Association. He is also a member of the following organizations: the National Equipment Finance Association (NEFA), Equipment Leasing and Finance Association (ELFA), Lease Enforcement Attorney Network (LEAN), Alternative Finance Bar Association (AFBA), the Northeast Chapter of the Turnaround Management Association (TMA) and the American Bankruptcy Institute (ABI). He has been selected to speak at many of their educational conferences, seminars and events.

Daniel Goderis

Director, Portfolio Management
GreatAmerica Financial Services

Dan joined GreatAmerica Financial Services Corporation in September of 2001 and during his tenure has provided portfolio management leadership in nearly every one of GreatAmerica's business units. In his current role, he is responsible for leading the portfolio management team of nearly 35 individuals across all business units. In addition to maintaining acceptable levels of delinquency and minimizing write-offs, he is charged with setting the strategic direction of the function and ensuring that GreatAmerica Financial Services has the right team members, training and tools to be successful in our changing markets. Before joining GreatAmerica, Dan held collection leadership positions with GE Capital Vendor Financial and was the General Manager of H & R Receivables Management.

Dan has been a member of the ELFA Credit and Collections Conference Committee for the past 11 years as well as a regular panel speaker at the conference.

Education: University of Illinois Urbana-Champaign.

Christine Holguin

EVP, Head of Credit
CCA Financial, LLC

A senior risk management professional with more than 20 years of experience, Christine Holguin currently serves Executive Vice President, Head of Credit for CCA Financial. In this newly created role, Christine is responsible for decisioning transactions, building a portfolio management function and guiding relationship managers in credit matters. Prior to joining CCA in January 2024 Christine was an Industry Credit Lead and Fifth Third Equipment Finance. Her experiences over the past two decades in a variety of businesses — including aircraft, food and IT equipment — give her the diversity of knowledge and skills needed to oversee her team’s current portfolio, which encompasses all industries.

Prior to joining Fifth Third Bank, Christine served in various financial leadership roles at Fortune 500 companies. She started her career as a credit analyst, working her way to VP roles at Bank of America and GE Capital. Her deep expertise in risk management as well as her proven ability to build and lead strong teams have earned her an array of accolades, including a Fifth Third Spirit of the Pin, a GE Excellence Award and a GE Leadership Award.

A Chicagoland native, Christine earned her bachelor’s degree in accounting from Roosevelt University and is a registered CPA in the state of Illinois. Outside of work, she enjoys spending time with her husband Bob and their two dogs Buster and Dallas and exploring their new hometown of New Braunfels, Texas.

Jeff Jensen

Vice President
Keybridge Research, LLC

Jeff Jensen is a Vice President at Keybridge, where he serves as an economic and policy advisor for small businesses, industry associations, and government agencies. Jeff has 15 years of experience applying economics, data analytics, and program evaluation techniques to a wide range of public policy issues, including macroeconomic policy, federal regulatory policy, environmental policy, immigration, flood insurance and hazard mitigation, equipment finance, and credit and debit card markets.

Before joining Keybridge, Jeff spent 4 years at the U.S. Government Accountability Office, where he specialized in transportation security and related homeland security issues.

Jeff holds a Bachelor’s degree in Economics from Carleton College and Master’s degrees in Public Policy and Environmental Management from Duke University.

Chris Jung

Director, Americas Credit & Risk Officer
Cisco Systems Capital Corporation

I have been at Cisco for 11 years, all in credit roles, beginning with Canada and then taking the North America role, followed by the Americas Trade Credit role, and now Americas Trade Credit and Latam Term Credit. Prior to Cisco I managed the credit department at Mitel Networks, which included a roughly $500M captive leasing portfolio. In this role I was also responsible for preparing quarterly reporting to the Mitel board of directors with regards to economic indicators, portfolio analysis, and trends. Prior to that role I was the controller for the Nevada, Utah, and Colorado branch locations, which included oversight for Accounting, Inventory Management, and branch P&L's. Previously I spent three years in Leasing Sales.

I received my bachelors with a dual major in Finance/Economics from the University of Nevada. And then my Masters in Science, Finance, also from the University of Nevada.

Svetlana Kralik CLFP

Credit Administration Officer, VP
U.S. Bank

Lana joined the Equipment Finance industry right after her graduation from Portland State University. During her time with U.S. Bank Equipment Finance, her skills have been put to the test. In her first role, Lana was instrumental in developing and implementing operational procedures geared towards improving and streamlining documentation processes to eliminate bottlenecks, increase speed to market and improve process flow within the department. She also handled multimillion-dollar contract documentation, negotiations, funding, and auditing for compliance with internal policies and external regulations. In her current role, Lana manages a team of underwriters, reviews and approves large ticket credit requests from borrowers within the healthcare and manufacturing industry.

Outside of work, Lana enjoys spending time with her active 12-year old son exploring Pacific Northwest. She is also an active traveler and gardener. Lana was born in Russia and her husband in the Czech Republic, so they split their vacation time between the two counties.

Cecile Latouche

Executive Director
Sumitomo Mitsui Finance & Leasing Co., Ltd.

Cecile Latouche has over 15 years of leasing experience in originating, structuring and underwriting commercial transactions. In her last position she was the Chief Risk Officer with 36th Street Capital, an independent leasing company focused on bank adjacent credits. Prior to joining 36SC, Cecile was a Principal at Atalaya Leasing, where she managed a fund dedicated to leasing. Prior to this, she was the Credit Risk Officer for the equipment finance segment at Sterling National Bank, Sumitomo Mitsui Finance and Leasing (SMFL) and Societe Generale Equipment Finance where in her leadership role she was instrumental to the development and growth of the company’s footprint in the US.

Brandon Marvin

President & CEO
Great Lakes Asset Solutions

Brandon Marvin is President and CEO of Great Lakes Asset Solutions LLC. A commercial repossession company specializing in the location and recovery of assets nationwide. Mr. Marvin has nearly two decades of experience in the recovery industry serving in various capacities. Mr. Marvin serves as a Vice President for Lockport Main Street incorporated a community based not for profit. He is also a member of the Equipment Leasing and Finance Association, National Equipment Financers Association, and an avid supporter of the Big Brothers Big Sisters program.

Louis Maslowe

Chief Risk Officer, Commercial Domain
DLL

Lou Maslowe, Chief Risk Officer – Commercial at DLL, is a results-oriented leader with more than 30 years of experience in the equipment finance and asset-based lending industries. Maslowe first joined DLL in 2005, where he held multiple senior risk management roles, with the last four years as Chief Risk Officer – Americas. In early 2017, Maslowe moved into the role of Senior Vice President and Chief Risk Officer at Marlin Capital Solutions, a publicly traded specialty finance company. After five years with Marlin, Maslowe returned to DLL in the role he holds today. Prior to joining DLL, Maslowe held various senior risk and commercial roles with HP Financial Services, HSBC Business Loans,, ORIX Financial Services, and Westinghouse Credit Corporation.

Maslowe is an active ELFA member, currently serving as a committee member for the Equipment Leasing & Finance Foundation and the Climate Financing Working Group. From 2018-2022, Maslowe served as the Chair for the ELFA Credit & Collections Conference Planning Committee.

Maslowe earned his undergraduate degree in Finance from Bloomsburg University and went on to earn an MBA from Drexel University.

Scott McCann

Senior Credit Officer
Pinnacle Financial Partners, Inc.

Scott McCann is a Senior Credit Officer with Pinnacle Financial Partners, covering Equipment Finance and Franchise Finance. Scott has served in senior underwriting and portfolio management roles for more than 20 years, primarily in the equipment finance industry. He previously worked as a bank regulator for 11 years, including as a National Bank Examiner for the Office of the Comptroller of the Currency.

Scott holds a bachelor's degree in Business Administration from Augustana College, Rock Island, IL.

Patrick Moore

Director, Credit Strategy Consulting
Equifax

Patrick Moore has been at Equifax Commercial as Director: Credit Strategy Consulting since 2012, responsible for credit/risk strategy consulting to lenders based on peer benchmarking, credit score analyses, and Strategic Business Reviews. He is also involved in industry-wide analysis and the creation and publishing of Equifax's commercial indices. Prior to Equifax Commercial he had almost ten years’ experience in commercial lending with GE Capital, as a Credit Manager of a team at GE Commercial Distribution Finance, and as a Risk Analyst at GE Transportation Finance. He has a B.S. in Finance from the University of Illinois at Urbana-Champaign, and an M.B.A. from the University of Chicago Booth School of Business.

Michael Mount CLFP

SVP, Credit Executive
U.S. Bank

Michael A. “Mic” Mount has been in risk management roles in the equipment finance industry since 2001. He joined U.S. Bank Equipment Finance in Portland, OR in 2012 and is currently Senior Vice President and Credit Executive for mid/large ticket underwriting, portfolio review, and document negotiations.

Prior to transitioning to U.S. Bank, Mic was Senior Vice President and Credit Executive at another large regional financial institution, where his responsibilities included oversight of the credit underwriting process and credit teams located in offices in the U.S., Europe, and APAC.

Mic began his career as a national bank examiner with the Office of the Comptroller of the Currency, then transitioned into a role as a consultant with a nation-wide bank accounting & consulting firm, and then as commercial lender at a Midwest-based regional bank.

Mr. Mount holds a bachelor’s degree in Business Administration from the University of Colorado at Boulder and was awarded the right to use the Chartered Financial Analyst (CFA) designation in 2002. He earned his CLFP designation in 2018. Mic previously served on the University of Colorado Alumni Association’s Board of Directors and as the Association’s Treasurer. In his free time, Mic enjoys time with his family and dog, the outdoors, and is an avid skier and golfer.

Robert Neagle

President and CEO
Finova Capital, LLC

Bob Neagle is currently President and CEO of Finova Capital, LLC and Chair of the ELFA. Prior to this current role, Bob was President and General Manager of the Merchant Finance Division of Ascentium Capital LLC. In this role, he was responsible for Ascentium Capital’s entry into the payments industry, and the general direction of the business and its P&L.

Over the past thirty years, he has held senior management roles with leading companies in the equipment leasing and financing industry. He began his career with TriContinental Leasing, later Bell Atlantic Capital, where he was SVP and COO of the commercial equipment finance group. He later joined AT&T Capital where he was SVP of Marketing for the Business Finance unit which provided SBA loans, conventional loans and small ticket leasing. While at AT&T Capital, he started the Franchise Finance Division which provided equipment and real estate financing to select National franchisors. After some time at CIT leading its Franchise Finance group, he joined First Data Corporation in 2004 where he led the rapid and profitable growth of First Data Global Leasing both in the United States and Europe, and served on the board of the company’s largest International joint venture.

He previously served 2 terms as a Trustee of the Equipment Leasing and Financing Foundation. Over the years, he has published articles in the JELF and for 30 years has served as a member of the Editorial Review board of the Journal of Equipment Leasing and Finance.

He is a Ph.D. graduate of Loyola University Chicago.

Dana Pace

Senior Vice President, Director of Operations & Asset Resolution
PNC Equipment Finance

Dana M. Pace is the Director of Operations and Asset Management for PNC Equipment Finance, overseeing operations and equipment management. PNC’s combined leasing and equipment finance portfolio exceeds $18 billion in assets making the firm the 3rd largest bank leasing company in the country. She has more than 25 years of experience in collections, equipment valuation, remarketing, vendor finance operations and portfolio risk management. Her prior work experience includes her start with Information Leasing Corporation (ILC) and through mergers and acquisitions Provident Bank, National City Bank and National City Commercial Capital Corporation.

Currently, by managing both the front-end asset management valuations and the back-end asset management lease end loan operations teams. This allows her to see industry changes both from an equipment perspective and a client perspective, enabling them to stay nimble and react quickly when markets change. As real-time data is often the key to moving the finance and leasing business to the next level, Pace ensures data transparency throughout the transaction lifecycle is the norm for asset management.

Over the last decade as a member of the ELFA Credit & Collections Management Committee, Pace has contributed to conferences and coordinated ELFA Women’s Council events. Featured by the Monitor in 2019 as a top woman in Equipment Finance. She is member of ASA American Society of Appraisers and a PNC Certified Women’s Business Advocate.

Ms. Pace holds a bachelor’s degree out of the College of Education, University of Cincinnati.

Outside of work, Pace is actively involved in global wildlife conservation and fundraising for conservation reserves, as well as local zoo conservation research projects to protect endangered species and habitats. She resides in a suburb of Cincinnati with five dogs and is active in AKC breed and confirmation events.

Chris Paley

U.S. Head of Scorecard Management
DLL

Sarah Palmer

Head of Credit, AML and Commercial Finance
DLL

Sarah Palmer was named Senior Vice President of Credit Underwriting for Key Equipment Finance (KEF) in 2016, overseeing the underwriting activities for KEF’s Bank Channel and Specialty Finance originations. Palmer also oversees the portfolio management activities for the KEF portfolio. Most recently, Palmer began oversight of the Asset Management activities for KEF, including new business support for equipment leases and end of term remarketing events.

Previously, she served as Credit Executive for commercial credit risk across KEF, and Vice President of Credit Operations and Reporting, providing support for the KEF Credit team across all risk disciplines related to underwriting, financial analysis, project management, and data reporting. Palmer began at Key Equipment Finance in 2006 as a Credit Analyst.

Palmer serves on the Credit and Collections Planning Committee for ELFA, and is also a member of the Captive & Vendor Finance Business Council Steering Committee for ELFA.

Palmer earned her bachelor’s degree in finance from the University of Colorado at Denver.

Ralph Petta

Ralph Petta is the President and CEO of the Equipment Leasing and Finance Association (ELFA), the premier trade association representing 550+ member organizations in the $1 trillion equipment finance sector. Mr. Petta leads the organization in executing its mission to foster business development, deliver industry information and analysis, provide educational opportunities and advocate for the industry. He is also President of the Equipment Leasing & Finance Foundation, which is dedicated to inspiring thoughtful innovation and contributing to the betterment of the equipment leasing and finance industry.

Mr. Petta, an authority in the business of equipment finance, has been with the association since 1987. Before assuming the role of President and CEO in January 2016, he served as Chief Operating Officer for six years, providing coordination, direction and oversight of ELFA programs and services designed to add value to the association's member organizations. Prior to that, he served as Interim President. From 1987 to 2010 he was Vice President-Research & Industry Services, managing ELFA's information, benchmarking and market research initiatives. Throughout his career at ELFA, Mr. Petta has assumed leadership roles in virtually all functional areas within the organization, including governance, membership marketing, communications, business and professional development, state advocacy and the association's affiliated Foundation.

He is often quoted in industry trade publications and is a frequent speaker about the role of equipment finance in the U.S. economy and trends and developments in the equipment finance sector.

Mr. Petta is a member of the American Society of Association Executives (ASAE), as well as ASAE's Key Industry Association Committee (KIAC). He completed the ASAE/University of Maryland College of Business and Management executive development certificate program in association management. He also was selected for and participated in the ASAE Future Leaders Conference. Mr. Petta is a member of the Exchequer Club of Washington, DC.

Before joining ELFA, Mr. Petta worked for nine years in the office of United States Senator Sam Nunn, serving in a variety of professional capacities. He was Senator Nunn's legislative assistant when he left to join the association. Mr. Petta graduated from Syracuse University, earning a B.A. degree in political science.

Kevin Prykull CLFP

Adjunct Professor in Finance --Duquesne University

Kevin P. Prykull, CLFP
Retired SVP & Credit Underwriting Executive
PNC Equipment Finance, LLC (PNCEF)

Kevin P. Prykull is a seasoned equipment leasing and finance professional specializing in credit risk management. He has over 42 years of industry experience and worked for PNC Bank for more than 30 years until his recent retirement. At PNCEF he managed all credit underwriting, approval and portfolio functions for PNC Bank’s leasing and equipment financing subsidiaries. He was responsible for the credit and risk activities within the direct segments and specialty businesses like corporate aviation, municipal, alternative energy, structured finance, Canada, and vendor -- including the underwriting and approval of new transactions, portfolio management, and related credit administration matters. PNC’s combined leasing and equipment finance portfolio exceeds $18 billion in assets making the firm the 3rd largest bank leasing company in the country.

His prior work experience includes: an independent finance company (Senstar Capital Corporation), global lease consulting firm (Amenbal, Deane and Associates), a Fortune 500 manufacturer and captive lessor (Joy Manufacturing), and a local regional bank (Equibank). Much of his background is in risk, credit, equipment, leasing, teaching, and consulting.

Mr. Prykull holds an undergraduate degree in accounting (BSBA) from Duquesne University and a Masters in Business Administration (MBA) from Robert Morris University. Although he does not practice, Kevin has passed the Pennsylvania CPA exam.

Prykull is an active member of the Equipment Leasing and Finance Association (ELFA). Since 2008, he has served in various roles as chair, member and leader on the association’s Credit and Collections (C&C) Planning Committee and Conference. In addition, Kevin is responsible for the Credit Manager Survey whose results are presented annually at the conference. He was the recipient of the ELFA Distinguished Service Award. The award honors an individual who has made significant contributions to the association and to the equipment finance industry. Kevin is active on the ELFA’s Research Committee and is involved in the annual publication of the Summary of Equipment Finance Activity (SEFA). Kevin has been interviewed and quoted in numerous articles for the ELFA Leasing Today magazine and the Monitor.

Kevin has earned and maintains the Certified Lease and Finance Professional (CLFP) designation offered through the CLFP Foundation. Kevin is on the Executive Committee of the CLFP Board serving as the Immediate Past President. He chairs the Body of Knowledge and Recertification Committees. Further he functions as the Subject Matter Expert (SME) for all credit and risk matters. Kevin teaches at the Academy for Lease and Finance Professionals (ALFP), including the newest “virtual” ones. Kevin is an Adjunct Professor in Finance at Duquesne University. A native of the Pittsburgh, PA area, Kevin resides in Peters Township with his wife Karen. He has three grown children and three grandchildren.

Kevin P. Prykull
506 Harvest View Drive
Venetia, PA 15367

(412) 337-0250
kevin.prykull@gmail.com

www.linkedin.com/in/kevinprykull

Martina Rider Porter

Partner
Hemar, Rousso & Heald, LLP

Martina Rider Porter is a Partner at the Los Angeles based law firm of Hemar, Rousso & Heald, LLP (“HRH”).

For over twenty-five years, Ms. Rider Porter has gained a reputation in the financial sector as a seasoned commercial litigation attorney with a wealth of experience across multiple banking and finance-related industries including large commercial secured and unsecured loans, creditors' rights, equipment leasing as well as pre and post judgment remedies throughout California. As a Partner at HRH, Martina Rider Porter is the Chair of HRH's Women for Inclusion and Diversity as well as head of its marketing.

Martina Rider Porter is a member of the Equipment Lease and Finance Association (ELFA) and is currently on the Planning Committee and a speaker for the ELFA Credit & Collections Conference. She is also a member and continues to be a speaker for the National Equipment Finance Association (NEFA) and is on the planning committee for the NEFA Finance Summit.

Martina Rider Porter also participates as a mentor in the ELFA Women’s Council, mentoring program, and the planning committee for Equipment Cares Charity in Southern California.

In 2022, MonitorDaily recognized her as one of its Top Women in Equipment Finance.

Hemar, Rousso & Heald, LLP is a full-service, AV- rated California commercial law firm serving clients throughout California for more than forty years. The firm represents the equipment leasing and finance industry, including asset-based lenders, finance and leasing companies, banks and independent finance companies. Hemar, Rousso & Heald, LLP is also a member of the ELFA LEAN Network for California.

Barry Ripes

SVP, Financial Services Leader
Equifax

Barry Ripes is Senior Vice President, Financial Services Leader at PayNet / Equifax Commercial. Barry leads the Financial Institutions, Commercial Finance, Capital Markets, and Fin Tec & Payments businesses.

James St. Clair

With a notable career spanning over four decades in the financial services industry, Jim St. Clair stands as a seasoned Independent Consultant specializing in portfolio management, risk management, and commercial and consumer collections.

St. Clair’s professional experience includes 30 plus years in the equipment leasing and finance industry, including 15 plus years as Director of Outsourcing, at De Lage Landen F.S., where he demonstrated exceptional leadership in managing the company's 3rd party outsourcing partners, including collection agencies, repossession agents, and law firms. He also led a proficient team of Litigation Specialists, showcasing his expertise in special workouts, repossession, and bankruptcy.

Prior to De Lage Landen F. S., Jim spent 16 years at Bank of America Leasing where he held the position of VP Risk Operations. During his tenure, he managed a dedicated team of 40 professionals and oversaw a small to middle-market portfolio of delinquent, workout, litigation, and bankrupt contracts. His portfolio had a combined exposure exceeding $5 billion and encompassed 120,000 lease schedules.

Before his role at Bank of America, Jim honed his skills at the Michigan collection law firm of Douglas Shermetta. His responsibilities included enforcing consumer bankruptcy reaffirmations, post-judgment enforcement, payment negotiations, and collateral recovery, further solidifying his expertise in the field.

Jim has been a member of the ELFA Credit & Collections Management Committee since 2013, where he actively contributes to shaping industry best practices and standards.

With his vast experience and in-depth industry knowledge, Jim offers strategic consulting services tailored to meet the unique needs and challenges of financial institutions.

Jim Tobin

Director Retail Credit, VFS US
Volvo Financial Services

Almost 30 years of captive and banking experience. Currently 16 years with Volvo Financial Services 'VFS" in various roles, including wholesale credit, operations and roles in the Global and Regional offices as well as time in China for VFS. Prior to current role, led the wholesale credit and operations team supporting the US, Canada, Mexico and Brazil portfolios. Currently, the Director of Retail Credit for VFS US operations leading a team of credit professionals originating transactions supporting our dealer network.

Patricia Voorhees

Director
The Alta Group LLC

Patricia M. Voorhees, a director at The Alta Group, has over 25 years of experience in commercial finance. Her expertise focuses on forming captive financing companies, establishing vendor finance programs, and facilitating mergers and acquisitions within the commercial finance industry. After launching her career at IBM, Voorhees was an executive at GE Capital from 1996 to 2011, where she served in several key roles.

In her initial position as vice president for business development, Patricia was responsible for establishing more than a dozen new vendor and captive finance programs. She then became managing director of business development for M&As, managing more than 14 acquisition originations. Later she was the company’s general manager of Office Imaging Finance, leading a small-ticket leasing business with $5.5 billion in assets and 450 employees. She also was GE Capital’s strategic pricing leader during the U.S. financial crisis.

Patricia holds a bachelor of arts degree in economics from Western Connecticut State University, and two masters of arts degrees from Fordham University, in education for peace and social justice, and ethics and society. Patricia currently serves as Director of Fordham University Business School’s Consortium for Trustworthy Organizations.

Thomas Ware

President
Tom Ware Advisory Services, LLC

Now an independent analytics, risk, and credit scoring consultant, Tom Ware was for 18 years Senior Vice President of Analytics & Product Development at PayNet, which was acquired by Equifax in 2019. In that role he was responsible for the development of PayNet’s MasterScore and probability of default models, which have been used by hundreds of lenders to help decision millions of commercial loan and lease applications worth over $300 billion. He was also responsible for creating loss forecasting models, peer lender performance benchmarking and Strategic Business Reviews, and for developing a wide variety of research about commercial lending that appeared regularly at ELFA conferences as well as in the Wall Street Journal, American Banker, RMA Journal, Washington Post, Chicago Tribune, Forbes, Crain’s, Bloomberg, Reuters, AP, CNBC, ABC News, Congressional Testimony, and the published papers of two Federal Reserve Governors.

Prior to PayNet, Tom had 17 years’ experience as a lender with banks and finance companies, including as General Manager of a billion-dollar division of J.I. Case/CNH Capital, and as Chief Credit Officer & Senior Vice President, Operations of Rockford Industries, a NASDAQ-traded finance company that was acquired by American Express. Tom began working with commercial credit scoring in the mid-1990s, when he was responsible for bring scoring to a mid-sized bank, and within a few years developed scores that were auto-decisioning 40% of applications under $100,000. Previously he founded Sequa Credit Corporation, later acquired by Hypercom. Tom began his career with a Boston management consulting firm that became the New England office of Oliver Wyman.

Tom is Chairman of the Equipment Leasing & Finance Foundation’s Research Committee, and is a member of the Foundation’s Board of Trustees and its Executive Committee. He is a long-time member of the ELFA’s Credit & Collection’s Committee, and previously served on ELFA’s Small Ticket Business Council, and on the Board of Governors of RMA’s Washington D.C. & Maryland chapter. He is a frequent contributor to Equipment Leasing Today and the Monitor, where he published, as a three-part series of articles, “The 12 Secrets of Commercial Credit Scoring.” The ELFA selected him as the 2021 recipient of the Michael J. Fleming Distinguished Service Award, for contributions to the Association and the industry. Tom graduated with Distinction in Mathematical Economics from Dartmouth College, and has an MBA from Harvard Business School.

Adam White

Director, Commercial Risk Solutions
Equifax

Randall Woolley

Senior Associate
Darcy & Devassy PC (formerly Askounis & Darcy)

Hotel Information

NOTICE! The conference room block is sold out for the night of Tuesday, June 6th. There are plenty of rooms still available for the conference dates - Wednesday, June 7th - Friday, June 8th. The conference begins at 12:30pm on Wednesday, June 7th. We apologize for any inconvenience.

The 2023 Credit & Collections Management Conference will be held at the Hilton Palacio Del Rio hotel, 200 South Alamo St., San Antonio, TX, at a discounted rate for conference attendees of $179 +tax. The discounted room rate is available until EITHER the room block sells out OR the discounted rate expires on May 16, 2023. Check in time is 3:00 pm and check-out time is 12 noon.

Make hotel reservations through the link below or by calling reservations at 1 (800) 445-8667.

Make hotel reservations online here: www.hilton.com/reservations

REMEMBER: The discounted room rate is available until EITHER the room block sells out OR the discounted rate expires on Tuesday, May 16, 2023. Reservations made after this date are based on hotel availability and may be at a higher rate.

The Hilton Palacio Del Rio hotel puts you in the heart of San Antonio’s River Walk, surrounded by shopping, dining, and nightlife. Only a five minute walk from the Rivercenter Mall and the Alamo. Rio San Antonio cruises and shuttles board over the river from the hotel. Enjoy the rooftop pool and riverside restaurant too.

Getting There

The Hilton Palacio Del Rio is 8 miles from the San Antonio International Airport (SAT). Approximate cost from the San Antonio International Airport to Hilton Palacio Del Rio is $24 - $29 one-way via Taxi.

Parking
Self-parking is not available at the hotel. Valet parking is offered for $46 per day. Non-Hotel guests are not guaranteed parking.

Things To Do:

Visit a city rich in history and booming with modern attractions. San Antonio invites you to be inspired, be curious and be hungry. Walk, bike, hike and play through spectacular parks, gardens and outdoor spaces. Experience historical significance through tours, festivals and seasonal events. Shop, drink and dine at local favorites across diverse neighborhoods. San Antonio has it all! Click here for a full list of information from the City of San Antonio.

Hilton Palacio Del Rio
200 S Alamo St
San Antonio, TX 78205

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